VIPB Fixed Income Fund
Open-end income mutual fund in Bangladesh, managed by VIPB Asset Management Company Limited (VIPB AMCL). Tracked since Sep 2024, with dividends reinvested by default or taken as cash.
৳1,00,000 invested in Sep 2024 is ৳1,45,050 today.
VIPB Fixed Income Fund returned 19.80% a year since Sep 2024 (2.1 years) as a one-time investment, with cash dividends reinvested, based on NAV history through 27 Sep 2026.
- Worst fall
- -6.3%
- Full history, 2.1 yrs
- Whole record
- +19.80%/yr
- 2.1 yrs · Since Sep 2024
- NAV per unit
- ৳13.92
- 27 Sep 2026
- Fund size
- ৳30 cr
- Net assets
Total-return path since Sep 2024, dividends reinvested.
See the numbers behind this chart
| Month | Total-return index |
|---|---|
| Sep 2024 | 100.00 |
| Oct 2024 | 99.70 |
| Nov 2024 | 99.90 |
| Dec 2024 | 101.30 |
| Jan 2025 | 105.30 |
| Feb 2025 | 113.50 |
| Mar 2025 | 106.80 |
| Apr 2025 | 106.40 |
| May 2025 | 108.10 |
| Jun 2025 | 109.00 |
| Jul 2025 | 123.10 |
| Aug 2025 | 125.40 |
| Sep 2025 | 128.00 |
| Oct 2025 | 125.10 |
| Nov 2025 | 123.80 |
| Dec 2025 | 122.20 |
| Jan 2026 | 128.80 |
| Feb 2026 | 133.70 |
| Mar 2026 | 130.20 |
| Apr 2026 | 129.10 |
| May 2026 | 130.90 |
| Jun 2026 | 136.10 |
| Jul 2026 | 136.60 |
| Aug 2026 | 142.70 |
| Sep 2026 | 144.00 |
Where these numbers come from
- PricesNAV from VIPB Asset Management Company Limited (VIPB AMCL)'s website, checked four times a day. Latest print 27 Sep 2026.
- Dividends1 cash dividend on record, dated to the fund manager’s own payment dates. See the record
- Fund manager reviewAMC-Verified. Confirmed with VIPB Asset Management Company Limited (VIPB AMCL) through official channels and shared records.
Figures as of 27 Sep 2026. How every figure is built
Same fund. Two honest answers.
Both are right; they answer different questions. VIPB method takes every dividend as cash, the way many investors actually use them: VIPB’s since-inception money-weighted return (XIRR). ReturnKoto? METHOD reinvests every dividend to buy more units: the total return of the fund itself.
Why can both numbers be right?
Seeing two different percentages for the same fund is normal, not a mistake. VIPB’s figure assumes each payout stayed in your hand (a cash-out, money-weighted XIRR). ReturnKoto? METHOD assumes every dividend went back into the fund (a reinvested, time-weighted total return). Both figures include the fund’s stock dividends and unit conversions, so nothing is left out; the difference is only whether dividends are reinvested or taken as cash, plus payout timing, how long you measure and the end date, any of which can tip either side higher. The Taken as cash toggle elsewhere on ReturnKoto? is our own time-weighted cash path for whatever period you pick; it is not the same rate as VIPB’s since-inception money-weighted XIRR in the VIPB method card, even though both treat dividends as cash. VIPB has reviewed the fund data on this page, and neither figure is an error.
Among 7 income funds
3rd of 7 by return over the last year, one-time with dividends reinvested.
Return per year
See all 7 income funds
| # | Fund | Per year |
|---|---|---|
| 1 | Shanta Fixed Income Fund (SFIF) | +16.13% |
| 2 | Ekush Stable Return Fund (ESRF) | +14.58% |
| 3 | VIPB Fixed Income Fund | +13.47% |
| 4 | IDLC Income Fund (IIF) | +11.21% |
| 5 | UCB Income Plus Fund | +9.97% |
| 6 | EDGE High Quality Income Fund (EDGEHQIF) | +8.92% |
| 7 | VIPB Accelerated Income Unit Fund | +4.91% |
Return: one-time, dividends reinvested, over the last year to each fund’s latest NAV (24 Sep 2026 to 27 Sep 2026). Past returns do not predict future ones.
Historical returns
Dividends reinvested throughout. One-time is a single amount put in at the start of the period; Monthly SIP puts the same amount in every month. Periods under 1 year show the total change, not a yearly rate.
Table is in AMC-aligned mode for this fund.
| One-time | Monthly SIP | ||
|---|---|---|---|
| Period | Total | Per year | Per year |
| 6 months | +9.35% | Under 1 yr | +7.41% total |
| Year to date | +17.17% | Under 1 yr | +9.10% total |
| 1 year | +13.54% | +13.47% | +19.93% |
| 2 years | +44.04% | +20.00% | +20.71% |
| Max (2.1 yrs) | +45.05% | +19.80% | +19.07% |
Figures as of 27 Sep 2026 Dividends reinvested at the fund manager’s published payment dates (not the October convention). The since-launch figure starts from the ৳10 face value paid at the fund’s inception, matching the asset manager’s own convention.
Calculate your return
Just this fund. Set an amount, pick one-time or monthly, and choose a period.
See the numbers behind this chart
| Month | Value of ৳1,000 |
|---|---|
| Sep 2024 | ৳1,000 |
| Oct 2024 | ৳997 |
| Nov 2024 | ৳999 |
| Dec 2024 | ৳1,013 |
| Jan 2025 | ৳1,053 |
| Feb 2025 | ৳1,135 |
| Mar 2025 | ৳1,068 |
| Apr 2025 | ৳1,064 |
| May 2025 | ৳1,081 |
| Jun 2025 | ৳1,090 |
| Jul 2025 | ৳1,231 |
| Aug 2025 | ৳1,254 |
| Sep 2025 | ৳1,280 |
| Oct 2025 | ৳1,251 |
| Nov 2025 | ৳1,238 |
| Dec 2025 | ৳1,222 |
| Jan 2026 | ৳1,288 |
| Feb 2026 | ৳1,337 |
| Mar 2026 | ৳1,302 |
| Apr 2026 | ৳1,291 |
| May 2026 | ৳1,309 |
| Jun 2026 | ৳1,361 |
| Jul 2026 | ৳1,366 |
| Aug 2026 | ৳1,427 |
| Sep 2026 | ৳1,440 |
Total-return NAV rebased to your amount. Dividends are reinvested by default; switch to taken as cash above.
How rough was the ride
Returns tell you where VIPB Fixed Income Fund ended up. These tell you what holding it felt like on the way.
Worst fall from a peak (full history)
-6.3%
Largest drop from a high point to the low that followed.
How bumpy (full history)
12.8%
Yearly swing, about average.
Positive 12-month spells (full history)
100%
Share of rolling years that ended up.
Too young for the fixed 3-year window rated funds are measured on (it needs 36 closed months), so these use the full 2.1-year history, on monthly total-return points with dividends reinvested. How bumpy is the annualized standard deviation of those monthly returns; the worst fall is the largest peak-to-trough drop inside the window. Full method.
Rolling returns, full history
Every closed 1-year and 3-year window since Sep 2024, one-time with dividends reinvested, shown per year. A single look-back can flatter or punish a start date.
| Rolling window | Latest | Median | Best | Worst | Windows |
|---|---|---|---|---|---|
| 1 year | +12.50% | +21.33% | +28.00% | +10.97% | 13 |
| 3 years | Needs 3 years of history | ||||
Latest is the most recent closed window; median, best and worst summarize every overlapping window of that length.
Dividend record
1 cash dividend, ৳0.50 per unit in total on a ৳10 unit (5% of face value).
- 31 Jul 2025৳0.50 per unit · 5% of face
৳1,00,000 held since launch
Cash kept aside, not reinvested. Reinvesting added about ৳850.
Percentages are of the ৳10 face value, gross of tax. Each dividend is reinvested on the fund manager’s published payment date. Record: thefinancialexpress.com.bd. Method
Costs and fund details
What VIPB Fixed Income Fund holds
From the fund’s quarterly portfolio disclosure. Percentages by market value.
31 Mar 2026 → 30 Jun 2026before now
Asset mix: Government treasury bonds 51.74% → 49.24%; Corporate subordinated bonds 24.43% → 34.40%; Common stock 19.30% → 9.51%; Cash & equivalents 0.02% → 2.98%.
Position sizes shift with both trading and market prices; both snapshots come from the fund manager’s own statements.
✓ Verified from VIPB quarterly portfolio statement (30 Jun 2026). Holdings are disclosed quarterly, so they can lag the latest daily NAV.
Side by side with another fund
Questions about VIPB Fixed Income Fund
What kind of fund is VIPB Fixed Income Fund?
VIPB Fixed Income Fund is an open-end income mutual fund in Bangladesh, managed by VIPB Asset Management Company Limited (VIPB AMCL). You buy and redeem units at its published net asset value (NAV), and it has no fixed maturity.
What is the historical return of VIPB Fixed Income Fund?
Over roughly 2.1 years to 27 Sep 2026, VIPB Fixed Income Fund returned about +19.80% per year as a one-time investment, a total return with dividends reinvested. The figure changes with the period you choose, and past performance does not guarantee future results.
What are the fees for VIPB Fixed Income Fund?
VIPB Fixed Income Fund charges a management fee of 2.50% down to 1.00% per year (tiered by fund size). Its published NAV, and so every return shown, is already net of this fee.
Does VIPB Fixed Income Fund have an exit load?
1% exit load within 3 months; zero thereafter.
What is the minimum investment for VIPB Fixed Income Fund?
VIPB Fixed Income Fund has a one-time minimum of BDT 20,000 individual / BDT 50,000 institution and a monthly SIP from BDT 2,000/month.
Is VIPB Fixed Income Fund Shariah-compliant?
No. VIPB Fixed Income Fund is a conventional open-end fund, not Shariah-certified. ReturnKoto? has a one-tap filter to show only Shariah funds.