CWT Opportunities Fund (CWTOF)

Growth+ dividends

CWT Opportunities Fund (CWTOF) returned 6.83% a year over the last 3 years, with cash dividends reinvested, based on NAV history through 2 Sep 2026.

Open-end growth mutual fund in Bangladesh, managed by CWT Asset Management Company Limited (CWTAMC). Tracked since Jun 2021, with dividends reinvested by default or taken as cash.

৳11.35NAV per unit
৳5 crFund size
5.3 yrsSince Jun 2021
+5.64%Per year, max (5.3 yrs)
Start 100Now 133

Total-return path since Jun 2021, dividends reinvested.

Index, not taka.

See the numbers behind this chart
Month-by-month total-return index for CWT Opportunities Fund, dividends reinvested
MonthTotal-return index
Jun 2021100.00
Jul 2021103.70
Aug 2021107.20
Sep 2021110.10
Oct 2021107.70
Nov 2021106.00
Dec 2021105.80
Jan 2022105.80
Feb 2022109.90
Mar 2022105.30
Apr 2022108.00
May 2022105.20
Jun 2022106.10
Jul 2022103.30
Aug 2022107.10
Sep 2022109.10
Oct 2022107.50
Nov 2022108.50
Dec 2022109.10
Jan 2023109.10
Feb 2023106.00
Mar 2023107.90
Apr 2023109.60
May 2023108.40
Jun 2023107.70
Jul 2023108.20
Aug 2023107.90
Sep 2023109.40
Oct 2023113.40
Nov 2023111.30
Dec 2023112.60
Jan 2024112.60
Feb 2024105.60
Mar 2024103.60
Apr 2024102.70
May 202498.10
Jun 2024100.40
Jul 2024100.40
Aug 2024107.80
Sep 2024112.00
Oct 2024105.50
Nov 2024108.10
Dec 2024108.00
Jan 2025108.00
Feb 2025109.40
Mar 2025108.70
Apr 2025108.10
May 2025108.70
Jun 2025111.10
Jul 2025122.20
Aug 2025125.50
Sep 2025122.90
Oct 2025133.00
Nov 2025131.50
Dec 2025129.00
Jan 2026140.20
Feb 2026136.40
Mar 2026122.30
Apr 2026127.70
May 2026129.50
Jun 2026135.60
Jul 2026138.70
Aug 2026133.60
Sep 2026133.40

Latest NAV date: 3 Sep 2026.Source: CWT Asset Management Company Limited (CWTAMC)'s website.Figures as of 2 Sep 2026.

Historical returns

Total return reinvests every dividend. “Per year” is the annualized compound rate. The last column is the return on a fixed amount invested every month (SIP).

Return period Total return Per year Monthly SIP /yr
6 months+9.03%+18.87%+6.30%
Year to date+3.37%+4.52%+1.89%
1 year+8.55%+8.55%+4.05%
2 years+19.12%+9.14%+10.53%
3 years+21.93%+6.83%+9.90%
5 years+21.11%+3.90%+7.01%
Max (5.3 yrs)+33.37%+5.64%+6.61%

Bars in each column are relative to the largest figure in that column, not a 0 to 100% scale.

Figures as of 3 Sep 2026 Total return includes the fund’s cash dividends (about 10%/yr), reinvested by default.

Rolling returns & path risk

A single look-back can flatter or punish a start date. These figures walk the whole history.

Rolling window Latest Median Best Worst Windows
1 year+8.54%+3.12%+29.81%-9.50%52
3 years+6.83%+4.26%+8.77%-1.07%28

Each window is annualized total return (dividends reinvested). Latest is the most recent closed window; median / best / worst summarize every overlapping window of that length. Tap ? on a column header for a short tip.

Path risk over the same fixed 3-year window as the rating:

8.6%Downside deviation
-14%Worst drop
76%Positive 12-mo windows
14.2%Volatility (ann.)

Downside deviation only counts losing months. Worst drop is the deepest peak-to-trough fall inside the window. These are measured facts from the NAV series; the star composite that uses them stays experimental.

Calculate your return

Just this fund. Set an amount, pick one-time or monthly, and choose a period.

৳
Dividends
See the numbers behind this chart
Month-by-month value of a ৳1,000 lump sum in CWT Opportunities Fund, dividends reinvested
MonthValue of ৳1,000
Jun 2021৳1,000
Jul 2021৳1,037
Aug 2021৳1,072
Sep 2021৳1,101
Oct 2021৳1,077
Nov 2021৳1,060
Dec 2021৳1,058
Jan 2022৳1,058
Feb 2022৳1,099
Mar 2022৳1,053
Apr 2022৳1,080
May 2022৳1,052
Jun 2022৳1,061
Jul 2022৳1,033
Aug 2022৳1,071
Sep 2022৳1,091
Oct 2022৳1,075
Nov 2022৳1,085
Dec 2022৳1,091
Jan 2023৳1,091
Feb 2023৳1,060
Mar 2023৳1,079
Apr 2023৳1,096
May 2023৳1,084
Jun 2023৳1,077
Jul 2023৳1,082
Aug 2023৳1,079
Sep 2023৳1,094
Oct 2023৳1,134
Nov 2023৳1,113
Dec 2023৳1,126
Jan 2024৳1,126
Feb 2024৳1,056
Mar 2024৳1,036
Apr 2024৳1,027
May 2024৳981
Jun 2024৳1,004
Jul 2024৳1,004
Aug 2024৳1,078
Sep 2024৳1,120
Oct 2024৳1,055
Nov 2024৳1,081
Dec 2024৳1,080
Jan 2025৳1,080
Feb 2025৳1,094
Mar 2025৳1,087
Apr 2025৳1,081
May 2025৳1,087
Jun 2025৳1,111
Jul 2025৳1,222
Aug 2025৳1,255
Sep 2025৳1,229
Oct 2025৳1,330
Nov 2025৳1,315
Dec 2025৳1,290
Jan 2026৳1,402
Feb 2026৳1,364
Mar 2026৳1,223
Apr 2026৳1,277
May 2026৳1,295
Jun 2026৳1,356
Jul 2026৳1,387
Aug 2026৳1,336
Sep 2026৳1,334
৳1,000 · Jun 2021৳1,334 · 3 Sep 2026

Total-return NAV rebased to your amount. Dividends are reinvested by default; switch to taken as cash above.

Fund details

Management fee2.50% down to 1.00% per year (tiered by fund size)
Early-exit feeNo separate exit load; sale/repurchase spread (~BDT 0.30/unit, capped at 5% of sale price)
Minimum investment500 units individual / 5,000 units institution (BDT 5,000 / BDT 50,000)
LiquidityOpen-end, redeemable weekly at NAV
Asset managerCWT Asset Management Company Limited (CWTAMC)
SponsorCWT Asset Management Company Limited (CWTAMC)
TrusteeSandhani Life Insurance
CustodianBRAC Bank
Face valueBDT 10 per unit

What CWT Opportunities Fund holds

As of 30 Jun 2026

From the fund’s quarterly portfolio disclosure. Percentages by market value.

Asset mix
Listed equity 82.78%Term deposit 7.47%Cash at bank 5.60%Non-listed mutual fund unit 2.05%Government treasury bond 1.28%Corporate bond / Sukuk 0.82%
Sector allocation
Bank33.50%
Engineering20.06%
Pharmaceuticals & Chemicals13.18%
Miscellaneous7.93%
Services & Real Estate6.39%
Telecommunication1.72%
Top holdings
BRAC Bank12.85%
avg cost ৳33.33 · stmt mkt ৳65.50
Prime Bank10.55%
avg cost ৳23.10 · stmt mkt ৳30.00
BSRM Steels10.46%
avg cost ৳67.82 · stmt mkt ৳86.60
BSRM Limited9.59%
avg cost ৳89.80 · stmt mkt ৳105.60
Marico Bangladesh9.11%
avg cost ৳2,491.71 · stmt mkt ৳2,771.20
Bangladesh Shipping Corporation7.93%
avg cost ৳111.05 · stmt mkt ৳112.20
Term deposits7.47%
Eastern Housing6.39%
avg cost ৳91.64 · stmt mkt ৳91.90
Pubali Bank4.83%
avg cost ৳26.95 · stmt mkt ৳36.90
Jamuna Bank4.36%
avg cost ৳21.60 · stmt mkt ৳24.00
Square Pharmaceuticals4.07%
avg cost ৳219.00 · stmt mkt ৳224.00
VAML Growth Fund2.05%
avg cost ৳10.57 · stmt mkt ৳10.12
Robi Axiata1.54%
avg cost ৳31.15 · stmt mkt ৳32.60
TB2Y11261.28%
avg cost ৳100.00 · stmt mkt ৳100.75
Dutch-Bangla Bank0.91%
avg cost ৳43.36 · stmt mkt ৳44.40
Beximco Green Sukuk0.82%
avg cost ৳71.67 · stmt mkt ৳75.00
Bangladesh Shipping Corporation0.18%
avg cost ৳140.62 · stmt mkt ৳157.50

Each bar is sized against the largest name in this list, so you can compare them to each other. The percentage is still that name’s share of the whole fund.

Its 5 largest holdings are 52.56% of the fund.

What changed in the latest statement

31 Mar 2026 → 30 Jun 2026before now

+ Term deposits · new, 7.47%+ Eastern Housing · new, 6.39%+ VAML Growth Fund · new, 2.05%+ TB2Y1126 · new, 1.28%+ Dutch-Bangla Bank · new, 0.91%+ Beximco Green Sukuk · new, 0.82%+ Bangladesh Shipping Corporation · new, 0.18%− Ibn Sina Pharmaceutical · no longer held
BSRM Limited4.33% → 9.59%
BRAC Bank16.70% → 12.85%
Jamuna Bank6.69% → 4.36%
BSRM Steels8.73% → 10.46%

Asset mix: Listed equity 75.09% → 82.78%; Term deposit is new (7.47%); Cash at bank is new (5.60%); Corporate bond / Sukuk is new (0.82%); Cash at bank / term deposit exited (was 20.80%).

Its 5 largest holdings went from 54.65% to 52.56% of the fund.

Position sizes shift with both trading and market prices; both snapshots come from the fund manager’s own statements.

✓ Verified from CWT quarterly portfolio statement (30 Jun 2026). Holdings are disclosed quarterly, so they can lag the latest daily NAV.

Side by side with another fund

Questions about CWT Opportunities Fund (CWTOF)

What kind of fund is CWT Opportunities Fund?
CWT Opportunities Fund is an open-end growth mutual fund in Bangladesh, managed by CWT Asset Management Company Limited (CWTAMC). You buy and redeem units at its published net asset value (NAV), and it has no fixed maturity.

What is the historical return of CWT Opportunities Fund?
Over roughly 5.3 years to 3 Sep 2026, CWT Opportunities Fund returned about +5.64% per year, as a total return with dividends reinvested. The figure changes with the period you choose, and past performance does not guarantee future results.

What are the fees for CWT Opportunities Fund?
CWT Opportunities Fund charges a management fee of 2.50% down to 1.00% per year (tiered by fund size). Its published NAV, and so every return shown, is already net of this fee.

Does CWT Opportunities Fund have an exit load?
No separate exit load; sale/repurchase spread (~BDT 0.30/unit, capped at 5% of sale price).

What is the minimum investment for CWT Opportunities Fund?
CWT Opportunities Fund has a one-time minimum of 500 units individual / 5,000 units institution (BDT 5,000 / BDT 50,000) and a monthly SIP from BDT 1,000/month.

Is CWT Opportunities Fund Shariah-compliant?
No. CWT Opportunities Fund is a conventional open-end fund, not Shariah-certified. ReturnKoto? has a one-tap filter to show only Shariah funds.

Compare CWT Opportunities Fund (CWTOF) with other funds →
ExperimentalReturnKoto? ratingstill being calibrated

Rules-based rating for each fund. Experimental; treat as one input for your own research. Every sub-score is on the ratings page.

3 of 512th of 16 growth funds

A rules-based score over the same fixed 3-year window every fund is measured on: return against its benchmark, downside deviation, worst drop and consistency, on a scale set for growth funds.

5-year rating: 3 of 5 over the same fixed 5-year window (6th of 14).

Return / year (3 yr)
+8.60%
Downside deviation
8.6%
Worst drop
-14%
Consistency
76%
Versus the market (DSEX)

Beta 0.49 · historically moved about 0.49% for each 1% move in the DSEX market index. DSEX explains roughly 34% of its month-to-month swings.

✓ Rules-based, measured from the fund’s own NAV history. How the rating will work.