LB Gratuity Opportunities Fund

Balanced+ dividends

Open-end balanced mutual fund in Bangladesh, managed by LankaBangla Asset Management. Tracked since Dec 2020, with dividends reinvested by default or taken as cash.

৳11.90NAV per unit
৳10 crFund size
5.7 yrsSince Dec 2020
+8.85%Per year, since launch

Latest collected NAV: 20 Jul 2026, from LankaBangla Asset Management's website. Page last updated: 20 Jul 2026. NAVs are refreshed every day.

Historical returns

Total return reinvests every dividend. “Per year” is the annualized compound rate. The last column is the return on a fixed amount invested every month (SIP).

Return periodTotal returnPer yearMonthly SIP /yr
6 months+8.58%+17.89%+26.77%
1 year+17.91%+17.91%+22.46%
2 years+33.44%+15.51%+17.88%
3 years+16.89%+5.34%+12.86%
5 years+35.80%+6.31%+8.62%
Max (5.7 yrs)+60.58%+8.85%+8.32%

Figures as of 29 Jun 2026. Total return includes the fund’s cash dividends (about 5%/yr), reinvested by default.

Calculate your return

Just this fund. Set an amount, pick one-time or monthly, and choose a period.

Dividends
৳1,000 · Dec 2020৳1,606 · 29 Jun 2026

Total-return NAV rebased to your amount. Dividends are reinvested by default; switch to taken as cash above.

Fund details

Management fee2.50% down to 1.00% per year (tiered by fund size)
Early-exit feeNo exit fee; partial surrender allowed
Minimum investment500 units individual / 5,000 units institution
LiquidityOpen-end, redeemable weekly at NAV
Asset managerLankaBangla Asset Management
SponsorLankaBangla Securities Employees' Gratuity Fund Trust
TrusteeInvestment Corporation of Bangladesh (ICB)
CustodianInvestment Corporation of Bangladesh (ICB)
Face valueBDT 10 per unit

What LB Gratuity Opportunities Fund holds

As of 31 Mar 2026

From the fund’s quarterly portfolio disclosure. Percentages by market value.

Asset mix
Listed equity 73.37%Government & corporate bond 11.87%Non-listed mutual fund unit 10.57%Cash at bank 4.17%
Sector allocation
Pharmaceuticals & Chemicals15.77%
Bank11.78%
Insurance9.65%
Miscellaneous6.31%
Engineering6.00%
Food & Allied5.87%
Financial Institutions5.45%
Textile2.86%
Telecommunication2.59%
Services & Real Estate2.80%
Tannery3.01%
Fuel & Power1.24%
Paper and Printing0.07%
Top holdings
Beximco Pharmaceuticals7.72%
BRAC Bank7.11%
Marico Bangladesh5.79%
IDLC Finance5.45%
BSRM Steels4.18%
British American Tobacco Bangladesh3.52%
Apex Footwear2.93%
Envoy Textiles2.86%
Bangladesh Shipping Corporation2.82%
Eastern Housing2.80%
Pioneer Insurance2.77%
National Life Insurance2.63%
Grameenphone2.59%
Reliance Insurance2.57%
Jamuna Bank2.41%
Bangladesh Export Import Company2.36%
Olympic Industries2.34%
Bank Asia2.26%
Renata2.25%
Singer Bangladesh1.83%
Green Delta Insurance1.68%
United Power Generation & Distribution1.24%
LankaBangla Securities1.14%
Craftsman Footwear & Accessories0.08%
Web Coats0.07%

Its 5 largest holdings are 30.25% of the fund.

✓ Verified from LankaBangla quarterly portfolio statement (31 Mar 2026). Holdings are disclosed quarterly, so they can lag the latest weekly NAV.

Questions about LB Gratuity Opportunities Fund

What kind of fund is LB Gratuity Opportunities Fund?
LB Gratuity Opportunities Fund is an open-end balanced mutual fund in Bangladesh, managed by LankaBangla Asset Management. You buy and redeem units at its weekly net asset value (NAV), and it has no fixed maturity.

What is the historical return of LB Gratuity Opportunities Fund?
Over roughly 5.7 years to 29 Jun 2026, LB Gratuity Opportunities Fund returned about +8.85% per year, as a total return with dividends reinvested. The figure changes with the period you choose, and past performance does not guarantee future results.

What are the fees for LB Gratuity Opportunities Fund?
LB Gratuity Opportunities Fund charges a management fee of 2.50% down to 1.00% per year (tiered by fund size). Its published NAV, and so every return shown, is already net of this fee.

Does LB Gratuity Opportunities Fund have an exit load?
No exit fee; partial surrender allowed.

What is the minimum investment for LB Gratuity Opportunities Fund?
LB Gratuity Opportunities Fund has a one-time minimum of 500 units individual / 5,000 units institution and a monthly SIP from BDT 5,000/month.

Is LB Gratuity Opportunities Fund Shariah-compliant?
No. LB Gratuity Opportunities Fund is a conventional open-end fund, not Shariah-certified. ReturnKoto? has a one-tap filter to show only Shariah funds.

Compare LB Gratuity Opportunities Fund with other funds →
ExperimentalReturnKoto? ratingstill being calibrated

We are building a rules-based rating for each fund. It is experimental and still being calibrated, so treat it as one starting point for your own research rather than a verdict, and expect it to change as the method is refined. Every input is published on the ratings page so you can check it yourself.

3 of 56th of 8 balanced funds

A rules-based score over the same fixed 3-year window every fund is measured on: return against its benchmark, downside deviation, worst drop and consistency, on a scale set for balanced funds.

5-year rating: 3 of 5 over the same fixed 5-year window (3rd of 6).

Return / year (3 yr)
+4.20%
Downside deviation
6.9%
Worst drop
-15%
Consistency
72%
Versus the market (DSEX)

Beta 0.57 · historically moved about 0.57% for each 1% move in the DSEX market index. DSEX explains roughly 29% of its month-to-month swings.

✓ Rules-based, measured from the fund’s own NAV history. How the rating will work.