LB Gratuity Wealth Builder Fund (LBGWBF)

Balanced

LB Gratuity Wealth Builder Fund (LBGWBF) returned 1.51% a year over the last 3 years, with cash dividends reinvested, based on NAV history through 2 Sep 2026.

Open-end balanced mutual fund in Bangladesh, managed by LankaBangla Asset Management Company Limited (LBAMCL). Tracked since Aug 2021, with dividends reinvested by default or taken as cash.

৳10.01NAV per unit
৳7 crFund size
5.2 yrsSince Aug 2021
+2.22%Per year, max (5.2 yrs)
Start 100Now 112

Total-return path since Aug 2021, dividends reinvested.

Index, not taka.

See the numbers behind this chart
Month-by-month total-return index for LB Gratuity Wealth Builder Fund, dividends reinvested
MonthTotal-return index
Aug 2021100.00
Sep 2021101.70
Oct 202198.90
Nov 202198.30
Dec 202199.30
Jan 2022101.40
Feb 202299.60
Mar 202299.30
Apr 2022104.70
May 2022100.90
Jun 2022104.90
Jul 202297.30
Aug 2022101.20
Sep 2022101.30
Oct 2022104.60
Nov 2022105.10
Dec 2022105.90
Jan 2023108.30
Feb 2023107.50
Mar 2023108.20
Apr 2023109.30
May 2023112.60
Jun 2023112.40
Jul 2023113.80
Aug 2023107.00
Sep 2023106.90
Oct 2023112.50
Nov 2023112.00
Dec 2023112.80
Jan 2024109.60
Feb 2024108.90
Mar 202499.70
Apr 202497.00
May 202495.40
Jun 202497.00
Jul 202499.50
Aug 2024105.80
Sep 2024102.10
Oct 202497.30
Nov 202497.50
Dec 202497.10
Jan 202594.40
Feb 202594.50
Mar 202596.10
Apr 202592.60
May 202588.10
Jun 202590.90
Jul 2025101.10
Aug 2025104.10
Sep 2025100.60
Oct 202599.10
Nov 202596.20
Dec 202597.10
Jan 2026101.80
Feb 2026106.70
Mar 2026100.50
Apr 2026102.80
May 2026103.10
Jun 2026110.00
Jul 2026112.40
Aug 2026110.70
Sep 2026111.80

Latest NAV date: 3 Sep 2026.Source: LankaBangla Asset Management Company Limited (LBAMCL)'s website.Figures as of 2 Sep 2026.

Historical returns

Total return reinvests every dividend. “Per year” is the annualized compound rate. The last column is the return on a fixed amount invested every month (SIP).

Return period Total return Per year Monthly SIP /yr
6 months+11.22%+23.70%+18.49%
Year to date+15.19%+20.75%+16.74%
1 year+11.10%+11.10%+15.85%
2 years+9.52%+4.65%+11.63%
3 years+4.60%+1.51%+6.76%
5 years+9.95%+1.92%+3.60%
Max (5.2 yrs)+11.81%+2.22%+3.44%

Bars in each column are relative to the largest figure in that column, not a 0 to 100% scale.

Figures as of 3 Sep 2026

Rolling returns & path risk

A single look-back can flatter or punish a start date. These figures walk the whole history.

Rolling window Latest Median Best Worst Windows
1 year+11.13%+1.85%+21.01%-15.28%50
3 years+1.51%-0.74%+1.90%-4.66%26

Each window is annualized total return (dividends reinvested). Latest is the most recent closed window; median / best / worst summarize every overlapping window of that length. Tap ? on a column header for a short tip.

Path risk over the same fixed 3-year window as the rating:

9.3%Downside deviation
-23%Worst drop
36%Positive 12-mo windows
14.0%Volatility (ann.)

Downside deviation only counts losing months. Worst drop is the deepest peak-to-trough fall inside the window. These are measured facts from the NAV series; the star composite that uses them stays experimental.

Calculate your return

Just this fund. Set an amount, pick one-time or monthly, and choose a period.

৳
Dividends
See the numbers behind this chart
Month-by-month value of a ৳1,000 lump sum in LB Gratuity Wealth Builder Fund, dividends reinvested
MonthValue of ৳1,000
Aug 2021৳1,000
Sep 2021৳1,017
Oct 2021৳989
Nov 2021৳983
Dec 2021৳993
Jan 2022৳1,014
Feb 2022৳996
Mar 2022৳993
Apr 2022৳1,047
May 2022৳1,009
Jun 2022৳1,049
Jul 2022৳973
Aug 2022৳1,012
Sep 2022৳1,013
Oct 2022৳1,046
Nov 2022৳1,051
Dec 2022৳1,059
Jan 2023৳1,083
Feb 2023৳1,075
Mar 2023৳1,082
Apr 2023৳1,093
May 2023৳1,126
Jun 2023৳1,124
Jul 2023৳1,138
Aug 2023৳1,070
Sep 2023৳1,069
Oct 2023৳1,125
Nov 2023৳1,120
Dec 2023৳1,128
Jan 2024৳1,096
Feb 2024৳1,089
Mar 2024৳997
Apr 2024৳970
May 2024৳954
Jun 2024৳970
Jul 2024৳995
Aug 2024৳1,058
Sep 2024৳1,021
Oct 2024৳973
Nov 2024৳975
Dec 2024৳971
Jan 2025৳944
Feb 2025৳945
Mar 2025৳961
Apr 2025৳926
May 2025৳881
Jun 2025৳909
Jul 2025৳1,011
Aug 2025৳1,041
Sep 2025৳1,006
Oct 2025৳991
Nov 2025৳962
Dec 2025৳971
Jan 2026৳1,018
Feb 2026৳1,067
Mar 2026৳1,005
Apr 2026৳1,028
May 2026৳1,031
Jun 2026৳1,100
Jul 2026৳1,124
Aug 2026৳1,107
Sep 2026৳1,118
৳1,000 · Aug 2021৳1,118 · 3 Sep 2026

Total-return NAV rebased to your amount. Dividends are reinvested by default; switch to taken as cash above.

Fund details

Management fee2.50% down to 1.00% per year (tiered by fund size)
Early-exit feeNo exit fee; partial surrender allowed
Minimum investment500 units individual / 5,000 units institution
LiquidityOpen-end, redeemable weekly at NAV
Asset managerLankaBangla Asset Management Company Limited (LBAMCL)
SponsorLankaBangla Finance Employees' Gratuity Fund Trust
TrusteeBangladesh General Insurance Company (BGIC)
CustodianBRAC Bank
Face valueBDT 10 per unit

What LB Gratuity Wealth Builder Fund holds

As of 30 Jun 2026

From the fund’s quarterly portfolio disclosure. Percentages by market value.

Asset mix
Listed equity 72.44%Government & corporate bond 14.75%Non-listed mutual fund unit 10.15%Cash at bank 2.66%
Sector allocation
Pharmaceuticals & Chemicals21.10%
Bank11.27%
Insurance11.18%
Food & Allied10.81%
Textile5.65%
Cement4.22%
IT Sector3.64%
Fuel & Power2.28%
Engineering2.17%
Tannery0.11%
Top holdings
Beximco Pharmaceuticals9.70%
avg cost ৳126.91 · stmt mkt ৳140.55
BRAC Bank7.05%
avg cost ৳66.86 · stmt mkt ৳65.46
Olympic Industries6.82%
avg cost ৳161.71 · stmt mkt ৳155.14
Pioneer Insurance5.70%
avg cost ৳53.25 · stmt mkt ৳71.95
Envoy Textiles5.65%
avg cost ৳54.25 · stmt mkt ৳56.25
The ACME Laboratories5.17%
avg cost ৳87.40 · stmt mkt ৳82.40
Jamuna Bank4.22%
avg cost ৳23.14 · stmt mkt ৳24.00
LafargeHolcim Bangladesh4.22%
avg cost ৳69.50 · stmt mkt ৳56.00
British American Tobacco Bangladesh3.99%
avg cost ৳477.24 · stmt mkt ৳219.31
IT Consultants3.64%
avg cost ৳42.00 · stmt mkt ৳48.33
Renata3.35%
avg cost ৳936.38 · stmt mkt ৳455.40
Green Delta Insurance2.95%
avg cost ৳61.43 · stmt mkt ৳67.14
Delta Life Insurance2.54%
avg cost ৳76.00 · stmt mkt ৳80.80
Titas Gas Transmission & Dist.2.28%
avg cost ৳29.70 · stmt mkt ৳18.20
BSRM Steels2.17%
avg cost ৳68.50 · stmt mkt ৳86.50
Orion Pharma1.62%
avg cost ৳64.44 · stmt mkt ৳28.67
Renata Preference Share1.26%
avg cost ৳1,901.14 · stmt mkt ৳1,901.14
Craftsman Footwear & Accessories0.11%
avg cost ৳11.64 · stmt mkt ৳34.92

Each bar is sized against the largest name in this list, so you can compare them to each other. The percentage is still that name’s share of the whole fund.

Its 5 largest holdings are 34.92% of the fund.

What changed in the latest statement

31 Mar 2026 → 30 Jun 2026before now

+ IT Consultants · new, 3.64%+ Delta Life Insurance · new, 2.54%− Apex Footwear · no longer held− Bangladesh Export Import Company · no longer held− RAK Ceramics (Bangladesh) · no longer held
BRAC Bank0.92% → 7.05%
Olympic Industries4.05% → 6.82%
Pioneer Insurance4.32% → 5.70%
Beximco Pharmaceuticals8.49% → 9.70%
Jamuna Bank3.13% → 4.22%

Asset mix: Listed equity 59.63% → 72.44%; Government & corporate bond 15.76% → 14.75%; Cash at bank 13.63% → 2.66%.

Its 5 largest holdings went from 27.86% to 34.92% of the fund.

Position sizes shift with both trading and market prices; both snapshots come from the fund manager’s own statements.

✓ Verified from LankaBangla quarterly portfolio statement (30 Jun 2026). Holdings are disclosed quarterly, so they can lag the latest daily NAV.

Side by side with another fund

Questions about LB Gratuity Wealth Builder Fund (LBGWBF)

What kind of fund is LB Gratuity Wealth Builder Fund?
LB Gratuity Wealth Builder Fund is an open-end balanced mutual fund in Bangladesh, managed by LankaBangla Asset Management Company Limited (LBAMCL). You buy and redeem units at its published net asset value (NAV), and it has no fixed maturity.

What is the historical return of LB Gratuity Wealth Builder Fund?
Over roughly 5.2 years to 3 Sep 2026, LB Gratuity Wealth Builder Fund returned about +2.22% per year, as a total return with dividends reinvested. The figure changes with the period you choose, and past performance does not guarantee future results.

What are the fees for LB Gratuity Wealth Builder Fund?
LB Gratuity Wealth Builder Fund charges a management fee of 2.50% down to 1.00% per year (tiered by fund size). Its published NAV, and so every return shown, is already net of this fee.

Does LB Gratuity Wealth Builder Fund have an exit load?
No exit fee; partial surrender allowed.

What is the minimum investment for LB Gratuity Wealth Builder Fund?
LB Gratuity Wealth Builder Fund has a one-time minimum of 500 units individual / 5,000 units institution and a monthly SIP from BDT 5,000/month.

Is LB Gratuity Wealth Builder Fund Shariah-compliant?
No. LB Gratuity Wealth Builder Fund is a conventional open-end fund, not Shariah-certified. ReturnKoto? has a one-tap filter to show only Shariah funds.

Compare LB Gratuity Wealth Builder Fund (LBGWBF) with other funds →
ExperimentalReturnKoto? ratingstill being calibrated

Rules-based rating for each fund. Experimental; treat as one input for your own research. Every sub-score is on the ratings page.

1 of 510th of 10 balanced funds

A rules-based score over the same fixed 3-year window every fund is measured on: return against its benchmark, downside deviation, worst drop and consistency, on a scale set for balanced funds.

Return / year (3 yr)
-0.40%
Downside deviation
9.3%
Worst drop
-23%
Consistency
36%
Versus the market (DSEX)

Beta 0.70 · historically moved about 0.70% for each 1% move in the DSEX market index. DSEX explains roughly 64% of its month-to-month swings.

✓ Rules-based, measured from the fund’s own NAV history. How the rating will work.