LB Gratuity Wealth Builder Fund

Balanced

Open-end balanced mutual fund in Bangladesh, managed by LankaBangla Asset Management. Tracked since Aug 2021, with dividends reinvested by default or taken as cash.

৳10.07NAV per unit
৳8 crFund size
5.0 yrsSince Aug 2021
+2.42%Per year, since launch

Latest collected NAV: 20 Jul 2026, from LankaBangla Asset Management's website. Page last updated: 20 Jul 2026. NAVs are refreshed every day.

Historical returns

Total return reinvests every dividend. “Per year” is the annualized compound rate. The last column is the return on a fixed amount invested every month (SIP).

Return periodTotal returnPer yearMonthly SIP /yr
6 months+11.15%+23.54%+33.49%
1 year+12.26%+12.26%+21.56%
2 years+16.01%+7.71%+13.29%
3 years+0.09%+0.03%+7.39%
Max (5.0 yrs)+12.48%+2.42%+3.99%

Figures as of 29 Jun 2026.

Calculate your return

Just this fund. Set an amount, pick one-time or monthly, and choose a period.

Dividends
৳1,000 · Aug 2021৳1,125 · 29 Jun 2026

Total-return NAV rebased to your amount. Dividends are reinvested by default; switch to taken as cash above.

Fund details

Management fee2.50% down to 1.00% per year (tiered by fund size)
Early-exit feeNo exit fee; partial surrender allowed
Minimum investment500 units individual / 5,000 units institution
LiquidityOpen-end, redeemable weekly at NAV
Asset managerLankaBangla Asset Management
SponsorLankaBangla Finance Employees' Gratuity Fund Trust
TrusteeBangladesh General Insurance Company (BGIC)
CustodianBRAC Bank
Face valueBDT 10 per unit

What LB Gratuity Wealth Builder Fund holds

As of 31 Mar 2026

From the fund’s quarterly portfolio disclosure. Percentages by market value.

Asset mix
Listed equity 59.63%Government & corporate bond 15.76%Cash at bank 13.63%Non-listed mutual fund unit 10.99%
Sector allocation
Pharmaceuticals & Chemicals20.36%
Food & Allied8.48%
Insurance7.59%
Textile5.42%
Cement4.23%
Bank4.05%
Tannery2.65%
Fuel & Power2.30%
Engineering1.85%
Miscellaneous1.47%
Ceramics Sector1.21%
Top holdings
Beximco Pharmaceuticals8.49%
Envoy Textiles5.42%
The ACME Laboratories5.21%
British American Tobacco Bangladesh4.42%
Pioneer Insurance4.32%
LafargeHolcim Bangladesh4.23%
Olympic Industries4.05%
Renata3.42%
Green Delta Insurance3.28%
Jamuna Bank3.13%
Apex Footwear2.54%
Titas Gas Transmission & Dist.2.30%
BSRM Steels1.85%
Orion Pharma1.79%
Bangladesh Export Import Company1.47%
Renata Preference Share1.45%
RAK Ceramics (Bangladesh)1.21%
BRAC Bank0.92%
Craftsman Footwear & Accessories0.11%

Its 5 largest holdings are 27.86% of the fund.

✓ Verified from LankaBangla quarterly portfolio statement (31 Mar 2026). Holdings are disclosed quarterly, so they can lag the latest weekly NAV.

Questions about LB Gratuity Wealth Builder Fund

What kind of fund is LB Gratuity Wealth Builder Fund?
LB Gratuity Wealth Builder Fund is an open-end balanced mutual fund in Bangladesh, managed by LankaBangla Asset Management. You buy and redeem units at its weekly net asset value (NAV), and it has no fixed maturity.

What is the historical return of LB Gratuity Wealth Builder Fund?
Over roughly 5.0 years to 29 Jun 2026, LB Gratuity Wealth Builder Fund returned about +2.42% per year, as a total return with dividends reinvested. The figure changes with the period you choose, and past performance does not guarantee future results.

What are the fees for LB Gratuity Wealth Builder Fund?
LB Gratuity Wealth Builder Fund charges a management fee of 2.50% down to 1.00% per year (tiered by fund size). Its published NAV, and so every return shown, is already net of this fee.

Does LB Gratuity Wealth Builder Fund have an exit load?
No exit fee; partial surrender allowed.

What is the minimum investment for LB Gratuity Wealth Builder Fund?
LB Gratuity Wealth Builder Fund has a one-time minimum of 500 units individual / 5,000 units institution and a monthly SIP from BDT 5,000/month.

Is LB Gratuity Wealth Builder Fund Shariah-compliant?
No. LB Gratuity Wealth Builder Fund is a conventional open-end fund, not Shariah-certified. ReturnKoto? has a one-tap filter to show only Shariah funds.

Compare LB Gratuity Wealth Builder Fund with other funds →
ExperimentalReturnKoto? ratingstill being calibrated

We are building a rules-based rating for each fund. It is experimental and still being calibrated, so treat it as one starting point for your own research rather than a verdict, and expect it to change as the method is refined. Every input is published on the ratings page so you can check it yourself.

1 of 58th of 8 balanced funds

A rules-based score over the same fixed 3-year window every fund is measured on: return against its benchmark, downside deviation, worst drop and consistency, on a scale set for balanced funds.

Return / year (3 yr)
-1.30%
Downside deviation
8.7%
Worst drop
-22%
Consistency
32%
Versus the market (DSEX)

Beta 0.68 · historically moved about 0.68% for each 1% move in the DSEX market index. DSEX explains roughly 62% of its month-to-month swings.

✓ Rules-based, measured from the fund’s own NAV history. How the rating will work.