Shanta Amanah Shariah Fund (SASF)

GrowthShariah+ dividends

Shanta Amanah Shariah Fund (SASF) returned -1.65% a year over the last 3 years, with cash dividends reinvested, based on NAV history through 2 Sep 2026.

Open-end growth mutual fund in Bangladesh, Shariah-compliant, managed by Shanta Asset Management Limited (SAML). Tracked since Feb 2019, with dividends reinvested by default or taken as cash.

৳10.87NAV per unit
৳63 crFund size
7.7 yrsSince Feb 2019
+4.76%Per year, max (7.7 yrs)
Start 100Now 142

Total-return path since Feb 2019, dividends reinvested.

Index, not taka.

See the numbers behind this chart
Month-by-month total-return index for Shanta Amanah Shariah Fund, dividends reinvested
MonthTotal-return index
Feb 2019100.00
Mar 2019100.40
Apr 2019100.20
May 2019101.10
Jun 2019102.70
Jul 2019103.30
Aug 2019104.70
Sep 2019104.30
Oct 2019102.60
Nov 2019103.40
Dec 2019102.30
Jan 2020100.50
Feb 2020101.20
Mar 202094.90
Apr 202094.90
May 202094.90
Jun 202095.20
Jul 202099.50
Aug 2020107.40
Sep 2020111.00
Oct 2020127.40
Nov 2020128.80
Dec 2020125.50
Jan 2021131.10
Feb 2021129.60
Mar 2021129.30
Apr 2021130.00
May 2021134.60
Jun 2021133.90
Jul 2021144.50
Aug 2021150.10
Sep 2021153.00
Oct 2021157.20
Nov 2021156.10
Dec 2021157.50
Jan 2022146.90
Feb 2022146.30
Mar 2022145.60
Apr 2022146.10
May 2022142.10
Jun 2022145.00
Jul 2022141.30
Aug 2022145.30
Sep 2022146.30
Oct 2022152.30
Nov 2022149.40
Dec 2022145.00
Jan 2023147.40
Feb 2023146.90
Mar 2023145.90
Apr 2023147.00
May 2023148.40
Jun 2023149.80
Jul 2023148.90
Aug 2023149.50
Sep 2023149.50
Oct 2023155.10
Nov 2023154.40
Dec 2023156.90
Jan 2024144.50
Feb 2024141.60
Mar 2024134.00
Apr 2024131.90
May 2024124.60
Jun 2024128.40
Jul 2024127.30
Aug 2024128.90
Sep 2024128.40
Oct 2024123.70
Nov 2024124.00
Dec 2024125.70
Jan 2025129.20
Feb 2025129.80
Mar 2025129.30
Apr 2025129.30
May 2025125.30
Jun 2025127.50
Jul 2025137.00
Aug 2025138.60
Sep 2025135.70
Oct 2025132.10
Nov 2025130.90
Dec 2025128.40
Jan 2026134.30
Feb 2026136.50
Mar 2026132.70
Apr 2026132.40
May 2026134.30
Jun 2026139.80
Jul 2026141.80
Aug 2026141.00
Sep 2026142.20

Latest NAV date: 5 Sep 2026.Source: Shanta Asset Management Limited (SAML)'s website.Figures as of 2 Sep 2026.

Historical returns

Total return reinvests every dividend. “Per year” is the annualized compound rate. The last column is the return on a fixed amount invested every month (SIP).

Return period Total return Per year Monthly SIP /yr
6 months+7.17%+14.85%+14.00%
Year to date+10.82%+14.68%+12.18%
1 year+4.82%+4.82%+10.24%
2 years+10.74%+5.23%+7.51%
3 years-4.88%-1.65%+3.94%
5 years-7.03%-1.45%+0.90%
Max (7.7 yrs)+42.24%+4.76%+2.77%

Bars in each column are relative to the largest figure in that column, not a 0 to 100% scale.

Figures as of 5 Sep 2026 Total return includes the fund’s cash dividends (about 4.5%/yr), reinvested by default.

Rolling returns & path risk

A single look-back can flatter or punish a start date. These figures walk the whole history.

Rolling window Latest Median Best Worst Windows
1 year+4.79%+2.63%+45.23%-20.25%80
3 years-1.65%-1.02%+16.31%-7.68%56

Each window is annualized total return (dividends reinvested). Latest is the most recent closed window; median / best / worst summarize every overlapping window of that length. Tap ? on a column header for a short tip.

Path risk over the same fixed 3-year window as the rating:

7.7%Downside deviation
-21%Worst drop
56%Positive 12-mo windows
10.3%Volatility (ann.)

Downside deviation only counts losing months. Worst drop is the deepest peak-to-trough fall inside the window. These are measured facts from the NAV series; the star composite that uses them stays experimental.

Calculate your return

Just this fund. Set an amount, pick one-time or monthly, and choose a period.

৳
Dividends
See the numbers behind this chart
Month-by-month value of a ৳1,000 lump sum in Shanta Amanah Shariah Fund, dividends reinvested
MonthValue of ৳1,000
Feb 2019৳1,000
Mar 2019৳1,004
Apr 2019৳1,002
May 2019৳1,011
Jun 2019৳1,027
Jul 2019৳1,033
Aug 2019৳1,047
Sep 2019৳1,043
Oct 2019৳1,026
Nov 2019৳1,034
Dec 2019৳1,023
Jan 2020৳1,005
Feb 2020৳1,012
Mar 2020৳949
Apr 2020৳949
May 2020৳949
Jun 2020৳952
Jul 2020৳995
Aug 2020৳1,074
Sep 2020৳1,110
Oct 2020৳1,274
Nov 2020৳1,288
Dec 2020৳1,255
Jan 2021৳1,311
Feb 2021৳1,296
Mar 2021৳1,293
Apr 2021৳1,300
May 2021৳1,346
Jun 2021৳1,339
Jul 2021৳1,445
Aug 2021৳1,501
Sep 2021৳1,530
Oct 2021৳1,572
Nov 2021৳1,561
Dec 2021৳1,575
Jan 2022৳1,469
Feb 2022৳1,463
Mar 2022৳1,456
Apr 2022৳1,461
May 2022৳1,421
Jun 2022৳1,450
Jul 2022৳1,413
Aug 2022৳1,453
Sep 2022৳1,463
Oct 2022৳1,523
Nov 2022৳1,494
Dec 2022৳1,450
Jan 2023৳1,474
Feb 2023৳1,469
Mar 2023৳1,459
Apr 2023৳1,470
May 2023৳1,484
Jun 2023৳1,498
Jul 2023৳1,489
Aug 2023৳1,495
Sep 2023৳1,495
Oct 2023৳1,551
Nov 2023৳1,544
Dec 2023৳1,569
Jan 2024৳1,445
Feb 2024৳1,416
Mar 2024৳1,340
Apr 2024৳1,319
May 2024৳1,246
Jun 2024৳1,284
Jul 2024৳1,273
Aug 2024৳1,289
Sep 2024৳1,284
Oct 2024৳1,237
Nov 2024৳1,240
Dec 2024৳1,257
Jan 2025৳1,292
Feb 2025৳1,298
Mar 2025৳1,293
Apr 2025৳1,293
May 2025৳1,253
Jun 2025৳1,275
Jul 2025৳1,370
Aug 2025৳1,386
Sep 2025৳1,357
Oct 2025৳1,321
Nov 2025৳1,309
Dec 2025৳1,284
Jan 2026৳1,343
Feb 2026৳1,365
Mar 2026৳1,327
Apr 2026৳1,324
May 2026৳1,343
Jun 2026৳1,398
Jul 2026৳1,418
Aug 2026৳1,410
Sep 2026৳1,422
৳1,000 · Feb 2019৳1,422 · 5 Sep 2026

Total-return NAV rebased to your amount. Dividends are reinvested by default; switch to taken as cash above.

Fund details

Management fee2.50% down to 1.00% per year (tiered by fund size)
Early-exit feeSIP cancelled early: 1%; otherwise none
Minimum investment500 units individual / 5,000 units institution; SIP from BDT 1,000
LiquidityOpen-end, redeemable weekly at NAV
Asset managerShanta Asset Management Limited (SAML)
SponsorShanta Asset Management Limited (SAML)
TrusteeInvestment Corporation of Bangladesh (ICB)
CustodianInvestment Corporation of Bangladesh (ICB)
Face valueBDT 10 per unit

What Shanta Amanah Shariah Fund holds

As of 30 Jun 2026

From the fund’s quarterly portfolio disclosure. Percentages by cost value.

Asset mix
Listed equities 48.36%Government sukuk 27.59%Cash at bank 13.84%Corporate sukuk (perpetual bonds) 8.51%Receivables & other assets 1.70%
Sector allocation
Pharmaceuticals & Chemicals15.62%
Telecommunication12.45%
Household & Personal Products7.71%
Miscellaneous7.61%
Cement4.97%
Top holdings
Government Sukuk (BDS093303072)15.33%
avg cost ৳100.00 · stmt mkt ৳100.00
Beximco Pharmaceuticals8.60%
avg cost ৳122.72 · stmt mkt ৳140.60
Reckitt Benckiser (Bd)7.71%
avg cost ৳3,592.12 · stmt mkt ৳3,369.49
Government Sukuk (BDS093302072)7.66%
avg cost ৳100.00 · stmt mkt ৳100.00
Berger Paints Bangladesh7.61%
avg cost ৳1,430.05 · stmt mkt ৳1,427.75
Grameenphone7.51%
avg cost ৳287.96 · stmt mkt ৳259.60
Renata7.02%
avg cost ৳509.00 · stmt mkt ৳456.00
Heidelberg Materials Bangladesh4.97%
avg cost ৳223.68 · stmt mkt ৳240.32
Bangladesh Submarine Cables4.93%
avg cost ৳135.89 · stmt mkt ৳157.50
AIBL Mudaraba Perpetual Bond4.86%
avg cost ৳5,000.00 · stmt mkt ৳3,900.44
Government Sukuk (BDS090905275)4.60%
avg cost ৳100.00 · stmt mkt ৳100.00
IBBL 2nd Perpetual Mudaraba Bond2.75%
avg cost ৳5,001.39 · stmt mkt ৳4,101.92
IBBL Mudaraba Perpetual Bond0.90%
avg cost ৳1,003.77 · stmt mkt ৳664.61

Each bar is sized against the largest name in this list, so you can compare them to each other. The percentage is still that name’s share of the whole fund.

Its 5 largest holdings are 46.91% of the fund.

What changed in the latest statement

31 Mar 2026 → 30 Jun 2026before now

+ Government Sukuk (BDS093303072) · new, 15.33%+ Government Sukuk (BDS093302072) · new, 7.66%+ Government Sukuk (BDS090905275) · new, 4.60%+ IBBL 2nd Perpetual Mudaraba Bond · new, 2.75%+ IBBL Mudaraba Perpetual Bond · new, 0.90%− Government Sukuk · no longer held− The IBN SINA Pharmaceutical Industry · no longer held
Reckitt Benckiser (Bd)9.15% → 7.71%
Berger Paints Bangladesh9.03% → 7.61%
Beximco Pharmaceuticals7.25% → 8.60%
Renata8.33% → 7.02%
Grameenphone8.67% → 7.51%

Asset mix: Listed equities 58.33% → 48.36%; Government sukuk 9.09% → 27.59%; Cash at bank 19.62% → 13.84%; Corporate sukuk (perpetual bonds) 12.17% → 8.51%.

Its 5 largest holdings went from 44.27% to 46.91% of the fund.

Position sizes shift with both trading and market prices; both snapshots come from the fund manager’s own statements.

✓ Verified from Shanta Asset Management quarterly portfolio statement (30 Jun 2026). Holdings are disclosed quarterly, so they can lag the latest daily NAV.

Side by side with another fund

Questions about Shanta Amanah Shariah Fund (SASF)

What kind of fund is Shanta Amanah Shariah Fund?
Shanta Amanah Shariah Fund is an Shariah-compliant open-end growth mutual fund in Bangladesh, managed by Shanta Asset Management Limited (SAML). You buy and redeem units at its published net asset value (NAV), and it has no fixed maturity.

What is the historical return of Shanta Amanah Shariah Fund?
Over roughly 7.7 years to 5 Sep 2026, Shanta Amanah Shariah Fund returned about +4.76% per year, as a total return with dividends reinvested. The figure changes with the period you choose, and past performance does not guarantee future results.

What are the fees for Shanta Amanah Shariah Fund?
Shanta Amanah Shariah Fund charges a management fee of 2.50% down to 1.00% per year (tiered by fund size). Its published NAV, and so every return shown, is already net of this fee.

Does Shanta Amanah Shariah Fund have an exit load?
SIP cancelled early: 1%; otherwise none.

What is the minimum investment for Shanta Amanah Shariah Fund?
Shanta Amanah Shariah Fund has a one-time minimum of 500 units individual / 5,000 units institution and a monthly SIP from BDT 1,000/month.

Is Shanta Amanah Shariah Fund Shariah-compliant?
Yes. Shanta Amanah Shariah Fund is a Shariah-compliant fund, investing only in Islamically permissible ways under a Shariah supervisory board.

Compare Shanta Amanah Shariah Fund (SASF) with other funds →
ExperimentalReturnKoto? ratingstill being calibrated

Rules-based rating for each fund. Experimental; treat as one input for your own research. Every sub-score is on the ratings page.

1 of 516th of 16 growth funds

A rules-based score over the same fixed 3-year window every fund is measured on: return against its benchmark, downside deviation, worst drop and consistency, on a scale set for growth funds.

5-year rating: 2 of 5 over the same fixed 5-year window (13th of 14).

Return / year (3 yr)
-1.60%
Downside deviation
7.7%
Worst drop
-21%
Consistency
56%
Versus the market (DSEX)

Beta 0.36 · historically moved about 0.36% for each 1% move in the DSEX market index. DSEX explains roughly 27% of its month-to-month swings.

Shariah rating

1 of 5 · 5th of 5 Shariah funds ReturnKoto? tracks, rated against each other. This is separate from its growth-fund rating above.

✓ Rules-based, measured from the fund’s own NAV history. How the rating will work.