UCB Income Plus Fund

Income

Open-end income mutual fund in Bangladesh, managed by UCB Asset Management. Tracked since Aug 2023, with dividends reinvested by default or taken as cash.

৳14.51NAV per unit
৳373 crFund size
3.0 yrsSince Aug 2023
+13.19%Per year, since launch

Latest collected NAV: 20 Jul 2026, from UCB Asset Management's website. Page last updated: 20 Jul 2026. NAVs are refreshed every day.

Historical returns

Total return reinvests every dividend. “Per year” is the annualized compound rate. The last column is the return on a fixed amount invested every month (SIP).

Return periodTotal returnPer yearMonthly SIP /yr
6 months+5.99%+12.34%+13.27%
1 year+13.98%+13.98%+11.34%
2 years+33.73%+15.64%+14.80%
Max (3.0 yrs)+43.52%+13.19%+13.58%

Figures as of 29 Jun 2026.

Calculate your return

Just this fund. Set an amount, pick one-time or monthly, and choose a period.

Dividends
৳1,000 · Aug 2023৳1,435 · 29 Jun 2026

Total-return NAV rebased to your amount. Dividends are reinvested by default; switch to taken as cash above.

Fund details

Management feeNot stated; total expenses capped at 4% of NAV
Early-exit feeUp to 1% if redeemed within 100 days or over 25% of holding
Minimum investment500 units individual / 5,000 units institution; SIP from BDT 5,000
LiquidityOpen-end, redeemable weekly at NAV
Asset managerUCB Asset Management
SponsorUCB Asset Management
TrusteeSandhani Life Insurance
CustodianBRAC Bank
Face valueBDT 10 per unit

What UCB Income Plus Fund holds

As of 31 Mar 2026

From the fund’s quarterly portfolio disclosure. Percentages as reported by the fund.

Asset mix
Government securities (T-bonds/bills) 79.79%FDR / term deposit 12.94%Corporate subordinated bonds 6.97%Cash at bank 0.29%
Largest holdings
Government treasury securities79.79%
Bank FDRs / term deposits12.94%
Corporate subordinated bonds6.97%

✓ Verified from UCB quarterly portfolio statement (31 Mar 2026). Holdings are disclosed quarterly, so they can lag the latest weekly NAV.

Questions about UCB Income Plus Fund

What kind of fund is UCB Income Plus Fund?
UCB Income Plus Fund is an open-end income mutual fund in Bangladesh, managed by UCB Asset Management. You buy and redeem units at its weekly net asset value (NAV), and it has no fixed maturity.

What is the historical return of UCB Income Plus Fund?
Over roughly 3.0 years to 29 Jun 2026, UCB Income Plus Fund returned about +13.19% per year, as a total return with dividends reinvested. The figure changes with the period you choose, and past performance does not guarantee future results.

Does UCB Income Plus Fund have an exit load?
Up to 1% if redeemed within 100 days or over 25% of holding.

What is the minimum investment for UCB Income Plus Fund?
UCB Income Plus Fund has a one-time minimum of 500 units individual / 5,000 units institution and a monthly SIP from BDT 5,000/month.

Is UCB Income Plus Fund Shariah-compliant?
No. UCB Income Plus Fund is a conventional open-end fund, not Shariah-certified. ReturnKoto? has a one-tap filter to show only Shariah funds.

Compare UCB Income Plus Fund with other funds →
ExperimentalReturnKoto? ratingstill being calibrated

We are building a rules-based rating for each fund. It is experimental and still being calibrated, so treat it as one starting point for your own research rather than a verdict, and expect it to change as the method is refined. Every input is published on the ratings page so you can check it yourself.

Not yet rated

A rating needs at least three years of history; this fund has about 3.0. The figures below are still measured from its NAVs.

Return / year
n/a
Downside deviation
n/a
Worst drop
n/a
Consistency
n/a
Versus the market (DSEX)

Beta 0.10 · has moved largely independently of the DSEX market index (low correlation: it explains only about 8% of its month-to-month swings).

✓ Rules-based, measured from the fund’s own NAV history. How the rating will work.