VIPB NLI 1st Unit Fund
Open-end growth mutual fund in Bangladesh, managed by VIPB Asset Management. Tracked since Feb 2012, with dividends reinvested by default or taken as cash.
Latest collected NAV: 20 Jul 2026, from VIPB Asset Management's website. Page last updated: 20 Jul 2026. NAVs are refreshed every day.
Historical returns
Total return reinvests every dividend. “Per year” is the annualized compound rate. The last column is the return on a fixed amount invested every month (SIP).
| Return period | Total return | Per year | Monthly SIP /yr |
|---|---|---|---|
| 6 months | +4.64% | +9.59% | +6.43% |
| 1 year | +12.84% | +12.73% | +8.34% |
| 2 years | +32.98% | +15.28% | +12.57% |
| 3 years | +28.07% | +8.59% | +11.63% |
| 5 years | +27.07% | +4.91% | +8.05% |
| Max (14.5 yrs) | +293.98% | +9.99% | +8.37% |
Figures as of 20 Jul 2026. Dividends reinvested at VIPB’s published payment dates (not the October convention). The since-launch figure starts from the ৳10 face value paid at the fund’s inception, matching the asset manager’s own convention.
Same fund. Two honest answers.
Both are right; they answer different questions. On the left, every dividend is taken as cash the way many investors actually use them, which is VIPB’s since-inception money-weighted return (XIRR). On the right, every dividend is reinvested to buy more units, the total return of the fund itself.
A ৳1 lakh investment held over since launch would be worth about ৳3.88 lakh with dividends reinvested, or ৳3.09 lakh taking every dividend as cash. Reinvesting compounds, so it ends higher; the gap is the cost of not reinvesting.
Why can both numbers be right? Seeing two different percentages for the same fund is normal, not a mistake. VIPB’s figure assumes each payout stayed in your hand (a cash-out, money-weighted XIRR). ReturnKoto? METHOD assumes every dividend went back into the fund (a reinvested, time-weighted total return). Both figures include the fund’s stock dividends and unit conversions, so nothing is left out; the difference is only whether dividends are reinvested or taken as cash, plus payout timing, how long you measure and the end date, any of which can tip either side higher. The Taken as cash toggle elsewhere on ReturnKoto? is our own time-weighted cash path for whatever period you pick; it is not the same rate as VIPB’s since-inception money-weighted XIRR on the left, even though both treat dividends as cash. VIPB has reviewed the fund data on this page, and neither figure is an error.
Calculate your return
Just this fund. Set an amount, pick one-time or monthly, and choose a period.
Total-return NAV rebased to your amount. Dividends are reinvested by default; switch to taken as cash above.
Fund details
What VIPB NLI 1st Unit Fund holds
As of 31 Mar 2026From the fund’s quarterly portfolio disclosure. Percentages by market value.
Its 5 largest holdings are 63.14% of the fund.
✓ Verified from VIPB quarterly portfolio statement (31 Mar 2026). Holdings are disclosed quarterly, so they can lag the latest weekly NAV.
Questions about VIPB NLI 1st Unit Fund
What kind of fund is VIPB NLI 1st Unit Fund?
VIPB NLI 1st Unit Fund is an open-end growth mutual fund in Bangladesh, managed by VIPB Asset Management. You buy and redeem units at its weekly net asset value (NAV), and it has no fixed maturity.
What is the historical return of VIPB NLI 1st Unit Fund?
Over roughly 14.5 years to 29 Jun 2026, VIPB NLI 1st Unit Fund returned about +9.99% per year, as a total return with dividends reinvested. The figure changes with the period you choose, and past performance does not guarantee future results.
What are the fees for VIPB NLI 1st Unit Fund?
VIPB NLI 1st Unit Fund charges a management fee of 2.50% down to 1.00% per year (tiered by fund size). Its published NAV, and so every return shown, is already net of this fee.
Does VIPB NLI 1st Unit Fund have an exit load?
Buy/sell spread up to 1% of NAV.
What is the minimum investment for VIPB NLI 1st Unit Fund?
VIPB NLI 1st Unit Fund has a one-time minimum of BDT 20,000 individual / BDT 50,000 institution and a monthly SIP from BDT 2,000/month.
Is VIPB NLI 1st Unit Fund Shariah-compliant?
No. VIPB NLI 1st Unit Fund is a conventional open-end fund, not Shariah-certified. ReturnKoto? has a one-tap filter to show only Shariah funds.