Monthly investing checkpoint, week ending 8 October 2026
What a fixed monthly amount became over two years in growth, balanced and income funds, compared inside each category. Figures through 7 October 2026.
What a steady monthly investment turned into over two years, split by the kind of fund it went into. NAV history through 7 October 2026, dividends reinvested.
৳5,000 every month for 24 months is ৳1,20,000 put in. In the strongest fund, VIPB Fixed Income Fund, it became ৳1,45,253. The middle fund ended at ৳1,33,728, and 38 of 38 funds finished above what went in.
Balanced funds
11 funds. The strongest was IDLC Balanced Fund, ending at ৳1,41,376. The weakest was UCB AML First Mutual Fund, ending at ৳1,21,451.
Growth funds
20 funds. The strongest was Ekush Growth Fund, ending at ৳1,40,520. The weakest was HFAML Unit Fund, ending at ৳1,22,229.
Income funds
7 funds. The strongest was VIPB Fixed Income Fund, ending at ৳1,45,253. The weakest was VIPB Accelerated Income Unit Fund, ending at ৳1,32,822.
Why the type matters more than the name
Income funds hold bonds and deposits, so they move in a narrower band than growth funds in both directions. Comparing a growth fund's good year against an income fund's is comparing two different jobs. The split above exists so the comparison stays inside a category.
Common questions
Is the monthly amount the same for every fund here?
Yes. Every fund is modelled with an identical monthly deposit on an identical schedule, which is what makes the ending values comparable.
Why two years rather than since launch?
Every fund tracked that week had at least two years of history, so two years puts all of them on one shared window, which is the only honest basis for putting funds side by side.
Are fees included?
The fund's management fee is inside the NAV, so it is reflected. Tax, platform charges and buy or sell spreads are not modelled.
Further reading on this site
- Learn: SIP vs lump sum, explained
- What ৳5,000 a month became in every fund
- Methodology: how returns are calculated
Run these numbers on your own amount
