Ekush First Unit Fund (EFUF)

Balanced+ dividends

Ekush First Unit Fund (EFUF) returned 12.66% a year over the last 3 years, with cash dividends reinvested, based on NAV history through 2 Sep 2026.

Open-end balanced mutual fund in Bangladesh, managed by Ekush Wealth Management Limited (Ekush). Tracked since Nov 2019, with dividends reinvested by default or taken as cash.

৳16.15NAV per unit
৳31 crFund size
6.9 yrsSince Nov 2019
+12.55%Per year, max (6.9 yrs)
Start 100Now 224

Total-return path since Nov 2019, dividends reinvested.

Index, not taka.

See the numbers behind this chart
Month-by-month total-return index for Ekush First Unit Fund, dividends reinvested
MonthTotal-return index
Nov 2019100.00
Dec 2019100.00
Jan 2020100.00
Feb 2020100.00
Mar 2020100.00
Apr 2020100.00
May 2020100.00
Jun 2020100.80
Jul 2020104.00
Aug 2020112.00
Sep 2020113.70
Oct 2020122.40
Nov 2020122.60
Dec 2020135.50
Jan 2021139.40
Feb 2021137.20
Mar 2021134.70
Apr 2021135.90
May 2021141.60
Jun 2021142.70
Jul 2021154.60
Aug 2021156.20
Sep 2021160.80
Oct 2021185.60
Nov 2021186.50
Dec 2021185.40
Jan 2022156.80
Feb 2022155.80
Mar 2022152.20
Apr 2022155.90
May 2022151.00
Jun 2022153.80
Jul 2022148.80
Aug 2022150.90
Sep 2022150.70
Oct 2022150.70
Nov 2022153.00
Dec 2022153.30
Jan 2023153.80
Feb 2023153.90
Mar 2023154.50
Apr 2023155.20
May 2023156.70
Jun 2023156.80
Jul 2023157.00
Aug 2023157.90
Sep 2023156.90
Oct 2023159.90
Nov 2023159.30
Dec 2023159.70
Jan 2024159.20
Feb 2024157.80
Mar 2024151.60
Apr 2024148.90
May 2024148.70
Jun 2024150.20
Jul 2024154.80
Aug 2024168.60
Sep 2024167.90
Oct 2024170.60
Nov 2024169.00
Dec 2024169.70
Jan 2025172.60
Feb 2025168.40
Mar 2025169.70
Apr 2025168.50
May 2025167.50
Jun 2025173.60
Jul 2025192.20
Aug 2025196.60
Sep 2025193.00
Oct 2025197.00
Nov 2025197.20
Dec 2025195.60
Jan 2026210.60
Feb 2026218.50
Mar 2026197.20
Apr 2026203.20
May 2026206.70
Jun 2026222.20
Jul 2026226.70
Aug 2026222.20
Sep 2026224.30

Latest NAV date: 3 Sep 2026.Source: Ekush Wealth Management Limited (Ekush)'s website.Figures as of 2 Sep 2026.

Historical returns

Total return reinvests every dividend. “Per year” is the annualized compound rate. The last column is the return on a fixed amount invested every month (SIP).

Return period Total return Per year Monthly SIP /yr
6 months+13.73%+29.35%+20.27%
Year to date+14.63%+19.97%+15.79%
1 year+16.20%+16.20%+16.63%
2 years+33.56%+15.57%+17.93%
3 years+42.97%+12.66%+16.41%
5 years+39.47%+6.88%+11.59%
Max (6.9 yrs)+124.28%+12.55%+11.27%

Bars in each column are relative to the largest figure in that column, not a 0 to 100% scale.

Figures as of 3 Sep 2026 Total return includes the fund’s cash dividends (about 5.8%/yr), reinvested by default.

Rolling returns & path risk

A single look-back can flatter or punish a start date. These figures walk the whole history.

Rolling window Latest Median Best Worst Windows
1 year+16.22%+12.48%+52.12%-18.80%71
3 years+12.65%+8.91%+16.15%-3.23%47

Each window is annualized total return (dividends reinvested). Latest is the most recent closed window; median / best / worst summarize every overlapping window of that length. Tap ? on a column header for a short tip.

Path risk over the same fixed 3-year window as the rating:

6.5%Downside deviation
-10%Worst drop
96%Positive 12-mo windows
12.5%Volatility (ann.)

Downside deviation only counts losing months. Worst drop is the deepest peak-to-trough fall inside the window. These are measured facts from the NAV series; the star composite that uses them stays experimental.

Calculate your return

Just this fund. Set an amount, pick one-time or monthly, and choose a period.

৳
Dividends
See the numbers behind this chart
Month-by-month value of a ৳1,000 lump sum in Ekush First Unit Fund, dividends reinvested
MonthValue of ৳1,000
Nov 2019৳1,000
Dec 2019৳1,000
Jan 2020৳1,000
Feb 2020৳1,000
Mar 2020৳1,000
Apr 2020৳1,000
May 2020৳1,000
Jun 2020৳1,008
Jul 2020৳1,040
Aug 2020৳1,120
Sep 2020৳1,137
Oct 2020৳1,224
Nov 2020৳1,226
Dec 2020৳1,355
Jan 2021৳1,394
Feb 2021৳1,372
Mar 2021৳1,347
Apr 2021৳1,359
May 2021৳1,416
Jun 2021৳1,427
Jul 2021৳1,546
Aug 2021৳1,562
Sep 2021৳1,608
Oct 2021৳1,856
Nov 2021৳1,865
Dec 2021৳1,854
Jan 2022৳1,568
Feb 2022৳1,558
Mar 2022৳1,522
Apr 2022৳1,559
May 2022৳1,510
Jun 2022৳1,538
Jul 2022৳1,488
Aug 2022৳1,509
Sep 2022৳1,507
Oct 2022৳1,507
Nov 2022৳1,530
Dec 2022৳1,533
Jan 2023৳1,538
Feb 2023৳1,539
Mar 2023৳1,545
Apr 2023৳1,552
May 2023৳1,567
Jun 2023৳1,568
Jul 2023৳1,570
Aug 2023৳1,579
Sep 2023৳1,569
Oct 2023৳1,599
Nov 2023৳1,593
Dec 2023৳1,597
Jan 2024৳1,592
Feb 2024৳1,578
Mar 2024৳1,516
Apr 2024৳1,489
May 2024৳1,487
Jun 2024৳1,502
Jul 2024৳1,548
Aug 2024৳1,686
Sep 2024৳1,679
Oct 2024৳1,706
Nov 2024৳1,690
Dec 2024৳1,697
Jan 2025৳1,726
Feb 2025৳1,684
Mar 2025৳1,697
Apr 2025৳1,685
May 2025৳1,675
Jun 2025৳1,736
Jul 2025৳1,922
Aug 2025৳1,966
Sep 2025৳1,930
Oct 2025৳1,970
Nov 2025৳1,972
Dec 2025৳1,956
Jan 2026৳2,106
Feb 2026৳2,185
Mar 2026৳1,972
Apr 2026৳2,032
May 2026৳2,067
Jun 2026৳2,222
Jul 2026৳2,267
Aug 2026৳2,222
Sep 2026৳2,243
৳1,000 · Nov 2019৳2,243 · 3 Sep 2026

Total-return NAV rebased to your amount. Dividends are reinvested by default; switch to taken as cash above.

Fund details

Management fee2.50% down to 1.00% per year (tiered by fund size)
Early-exit feeSIP cancelled before 3 years: up to 1%; otherwise none
Minimum investment500 units individual / 5,000 units institution
LiquidityOpen-end, redeemable weekly at NAV
Asset managerEkush Wealth Management Limited (Ekush)
SponsorEkush Wealth Management Limited (Ekush)
TrusteeSandhani Life Insurance
CustodianBRAC Bank
Face valueBDT 10 per unit

What Ekush First Unit Fund holds

As of 30 Jun 2026

From the fund’s quarterly portfolio disclosure. Percentages by market value.

Asset mix
Listed equity 72.63%Cash at bank 8.43%Open-end mutual fund 7.92%Closed-end mutual funds 5.53%Preference shares 5.49%
Sector allocation
Bank31.65%
Pharmaceuticals27.43%
Engineering10.94%
Closed-end mutual fund5.53%
Fuel & power1.47%
Telecommunication0.83%
Cement0.30%
Top holdings
Beximco Pharmaceuticals11.20%
avg cost ৳118.66 · stmt mkt ৳140.60
BSRM Steels10.94%
avg cost ৳68.64 · stmt mkt ৳86.60
BRAC Bank9.34%
avg cost ৳60.89 · stmt mkt ৳65.50
Square Pharmaceuticals9.10%
avg cost ৳213.42 · stmt mkt ৳224.00
Prime Bank8.76%
avg cost ৳28.20 · stmt mkt ৳30.00
SEML Lecture Equity Mgmt Fund7.92%
avg cost ৳10.00 · stmt mkt ৳10.00
Jamuna Bank7.72%
avg cost ৳24.45 · stmt mkt ৳24.00
Marico6.36%
avg cost ৳2,696.11 · stmt mkt ৳2,771.20
Bank Asia5.53%
avg cost ৳19.24 · stmt mkt ৳18.40
Renata preference shares5.49%
avg cost ৳1,900.00 · stmt mkt ৳1,900.00
Vanguard AML Rupali Bank Balanced3.27%
avg cost ৳6.72 · stmt mkt ৳7.60
Vanguard AML BD Finance MF One2.27%
avg cost ৳7.07 · stmt mkt ৳7.10
MJL Bangladesh1.47%
avg cost ৳89.16 · stmt mkt ৳94.50
Robi Axiata0.83%
avg cost ৳32.61 · stmt mkt ৳32.60
Renata0.78%
avg cost ৳422.72 · stmt mkt ৳456.00
Eastern Bank0.31%
avg cost ৳24.99 · stmt mkt ৳24.90
LafargeHolcim Bangladesh0.30%
avg cost ৳51.93 · stmt mkt ৳56.00

Each bar is sized against the largest name in this list, so you can compare them to each other. The percentage is still that name’s share of the whole fund.

Its 5 largest holdings are 49.34% of the fund.

What changed in the latest statement

31 Mar 2026 → 30 Jun 2026before now

+ Bank Asia · new, 5.53%+ Vanguard AML Rupali Bank Balanced · new, 3.27%+ Vanguard AML BD Finance MF One · new, 2.27%+ MJL Bangladesh · new, 1.47%+ Robi Axiata · new, 0.83%+ Renata · new, 0.78%+ Eastern Bank · new, 0.31%+ LafargeHolcim Bangladesh · new, 0.30%− Bangladesh Shipping Corporation · no longer held
BSRM Steels5.94% → 10.94%
Jamuna Bank4.83% → 7.72%
Prime Bank10.30% → 8.76%
SEML Lecture Equity Mgmt Fund6.76% → 7.92%

Asset mix: Listed equity 74.95% → 72.63%; Cash at bank 5.55% → 8.43%; Open-end mutual fund 3.88% → 7.92%; Closed-end mutual funds 9.44% → 5.53%.

Its 5 largest holdings went from 46.64% to 49.34% of the fund.

Position sizes shift with both trading and market prices; both snapshots come from the fund manager’s own statements.

✓ Verified from Ekush quarterly portfolio statement (30 Jun 2026). Holdings are disclosed quarterly, so they can lag the latest daily NAV.

Side by side with another fund

Questions about Ekush First Unit Fund (EFUF)

What kind of fund is Ekush First Unit Fund?
Ekush First Unit Fund is an open-end balanced mutual fund in Bangladesh, managed by Ekush Wealth Management Limited (Ekush). You buy and redeem units at its published net asset value (NAV), and it has no fixed maturity.

What is the historical return of Ekush First Unit Fund?
Over roughly 6.9 years to 3 Sep 2026, Ekush First Unit Fund returned about +12.55% per year, as a total return with dividends reinvested. The figure changes with the period you choose, and past performance does not guarantee future results.

What are the fees for Ekush First Unit Fund?
Ekush First Unit Fund charges a management fee of 2.50% down to 1.00% per year (tiered by fund size). Its published NAV, and so every return shown, is already net of this fee.

Does Ekush First Unit Fund have an exit load?
SIP cancelled before 3 years: up to 1%; otherwise none.

What is the minimum investment for Ekush First Unit Fund?
Ekush First Unit Fund has a one-time minimum of 500 units individual / 5,000 units institution and a monthly SIP from BDT 1,000/month.

Is Ekush First Unit Fund Shariah-compliant?
No. Ekush First Unit Fund is a conventional open-end fund, not Shariah-certified. ReturnKoto? has a one-tap filter to show only Shariah funds.

Compare Ekush First Unit Fund (EFUF) with other funds →
ExperimentalReturnKoto? ratingstill being calibrated

Rules-based rating for each fund. Experimental; treat as one input for your own research. Every sub-score is on the ratings page.

5 of 51st of 10 balanced funds

A rules-based score over the same fixed 3-year window every fund is measured on: return against its benchmark, downside deviation, worst drop and consistency, on a scale set for balanced funds.

5-year rating: 3 of 5 over the same fixed 5-year window (3rd of 8).

Return / year (3 yr)
+13.00%
Downside deviation
6.5%
Worst drop
-10%
Consistency
96%
Versus the market (DSEX)

Beta 0.42 · historically moved about 0.42% for each 1% move in the DSEX market index. DSEX explains roughly 24% of its month-to-month swings.

✓ Rules-based, measured from the fund’s own NAV history. How the rating will work.