IDLC AML Shariah Fund

GrowthShariah+ dividends

Open-end growth mutual fund in Bangladesh, Shariah-compliant, managed by IDLC Asset Management. Tracked since Dec 2019, with dividends reinvested by default or taken as cash.

৳11.26NAV per unit
৳87 crFund size
6.7 yrsSince Dec 2019
+3.66%Per year, since launch

Latest collected NAV: 19 Jul 2026, from IDLC Asset Management's website. Page last updated: 20 Jul 2026. NAVs are refreshed every day.

Historical returns

Total return reinvests every dividend. “Per year” is the annualized compound rate. The last column is the return on a fixed amount invested every month (SIP).

Return periodTotal returnPer yearMonthly SIP /yr
6 months+5.23%+10.74%+12.51%
1 year+7.37%+7.37%+7.29%
2 years+17.47%+8.38%+8.50%
3 years+10.96%+3.53%+6.59%
5 years+11.86%+2.27%+4.05%
Max (6.7 yrs)+26.67%+3.66%+3.35%

Figures as of 29 Jun 2026. Total return includes the fund’s cash dividends (about 3.5%/yr), reinvested by default.

Calculate your return

Just this fund. Set an amount, pick one-time or monthly, and choose a period.

Dividends
৳1,000 · Dec 2019৳1,267 · 29 Jun 2026

Total-return NAV rebased to your amount. Dividends are reinvested by default; switch to taken as cash above.

Fund details

Management fee2.50% down to 1.00% per year (tiered by fund size)
Early-exit feeExit load up to 2% (set by the AMC board); no entry load
Minimum investmentBDT 5,000 individual / BDT 50,000 institution
LiquidityOpen-end, redeemable weekly at NAV
Asset managerIDLC Asset Management
SponsorIDLC Asset Management
TrusteeInvestment Corporation of Bangladesh (ICB)
CustodianBRAC Bank
Face valueBDT 10 per unit

What IDLC AML Shariah Fund holds

As of 31 Mar 2026

From the fund’s quarterly portfolio disclosure. Percentages by market value.

Asset mix
Government sukuk 49.61%Listed equity 41.34%Cash at bank 8.79%FDR / term deposit 0.27%
Sector allocation
Pharmaceuticals & Chemicals26.52%
Cement9.94%
Telecommunication4.88%
Top holdings
IRIDPNFL Socio-Economic Development Sukuk17.63%
CIBRR-2 Socio-Economic Sukuk16.14%
Beximco Pharmaceuticals12.87%
RDIRWSP Socio-Economic Development Sukuk12.79%
LafargeHolcim Bangladesh9.94%
Marico Bangladesh8.86%
Grameenphone4.88%
The IBN SINA Pharmaceutical Industry4.79%
COWSP Social Impact Sukuk3.05%

Its 5 largest holdings are 69.37% of the fund.

✓ Verified from IDLC quarterly portfolio statement (31 Mar 2026). Holdings are disclosed quarterly, so they can lag the latest weekly NAV.

Questions about IDLC AML Shariah Fund

What kind of fund is IDLC AML Shariah Fund?
IDLC AML Shariah Fund is an Shariah-compliant open-end growth mutual fund in Bangladesh, managed by IDLC Asset Management. You buy and redeem units at its weekly net asset value (NAV), and it has no fixed maturity.

What is the historical return of IDLC AML Shariah Fund?
Over roughly 6.7 years to 29 Jun 2026, IDLC AML Shariah Fund returned about +3.66% per year, as a total return with dividends reinvested. The figure changes with the period you choose, and past performance does not guarantee future results.

What are the fees for IDLC AML Shariah Fund?
IDLC AML Shariah Fund charges a management fee of 2.50% down to 1.00% per year (tiered by fund size). Its published NAV, and so every return shown, is already net of this fee.

Does IDLC AML Shariah Fund have an exit load?
Exit load up to 2% (set by the AMC board); no entry load.

What is the minimum investment for IDLC AML Shariah Fund?
IDLC AML Shariah Fund has a one-time minimum of BDT 5,000 individual / BDT 50,000 institution and a monthly SIP from BDT 5,000/month.

Is IDLC AML Shariah Fund Shariah-compliant?
Yes. IDLC AML Shariah Fund is a Shariah-compliant fund, investing only in Islamically permissible ways under a Shariah supervisory board.

Compare IDLC AML Shariah Fund with other funds →
ExperimentalReturnKoto? ratingstill being calibrated

We are building a rules-based rating for each fund. It is experimental and still being calibrated, so treat it as one starting point for your own research rather than a verdict, and expect it to change as the method is refined. Every input is published on the ratings page so you can check it yourself.

3 of 514th of 17 growth funds

A rules-based score over the same fixed 3-year window every fund is measured on: return against its benchmark, downside deviation, worst drop and consistency, on a scale set for growth funds.

5-year rating: 2 of 5 over the same fixed 5-year window (13th of 15).

Return / year (3 yr)
+3.30%
Downside deviation
4.1%
Worst drop
-10%
Consistency
64%
Versus the market (DSEX)

Beta 0.27 · historically moved about 0.27% for each 1% move in the DSEX market index. DSEX explains roughly 18% of its month-to-month swings.

Shariah rating

3 of 5 · 3rd of 5 Shariah funds ReturnKoto? tracks, rated against each other. This is separate from its growth-fund rating above.

✓ Rules-based, measured from the fund’s own NAV history. How the rating will work.