IDLC Income Fund

Income+ dividends

Open-end income mutual fund in Bangladesh, managed by IDLC Asset Management. Tracked since Jun 2021, with dividends reinvested by default or taken as cash.

৳11.44NAV per unit
৳102 crFund size
5.2 yrsSince Jun 2021
+7.45%Per year, since launch

Latest collected NAV: 19 Jul 2026, from IDLC Asset Management's website. Page last updated: 20 Jul 2026. NAVs are refreshed every day.

Historical returns

Total return reinvests every dividend. “Per year” is the annualized compound rate. The last column is the return on a fixed amount invested every month (SIP).

Return periodTotal returnPer yearMonthly SIP /yr
6 months-0.52%-1.04%-8.32%
1 year+11.20%+11.20%+4.11%
2 years+15.96%+7.69%+6.78%
3 years+29.68%+9.05%+7.72%
5 years+43.07%+7.43%+7.93%
Max (5.2 yrs)+44.07%+7.45%+7.66%

Figures as of 29 Jun 2026. Total return includes the fund’s cash dividends (about 7%/yr), reinvested by default.

Calculate your return

Just this fund. Set an amount, pick one-time or monthly, and choose a period.

Dividends
৳1,000 · Jun 2021৳1,441 · 29 Jun 2026

Total-return NAV rebased to your amount. Dividends are reinvested by default; switch to taken as cash above.

Fund details

Management fee0.70% per year (maximum)
Early-exit feeExit load 2% if held under 90 days, 1.5% for 90 to 180 days, 1% for 180 to 360 days, none after 1 year
Minimum investmentBDT 5,000 individual / BDT 50,000 institution
LiquidityOpen-end, redeemable weekly at NAV
Asset managerIDLC Asset Management
SponsorIDLC Asset Management
TrusteeSandhani Life Insurance
CustodianBRAC Bank
Face valueBDT 10 per unit

What IDLC Income Fund holds

As of 31 Mar 2026

From the fund’s quarterly portfolio disclosure. Percentages by market value.

Asset mix
Government treasury bonds 90.22%FDR / term deposit 5.72%Cash at bank 2.91%Corporate bond 1.15%
Largest holdings
Government treasury bonds (BGTB)90.22%
IDLC Finance & MTB term deposits5.72%
APSCL corporate bond1.15%

✓ Verified from IDLC quarterly portfolio statement (31 Mar 2026). Holdings are disclosed quarterly, so they can lag the latest weekly NAV.

Questions about IDLC Income Fund

What kind of fund is IDLC Income Fund?
IDLC Income Fund is an open-end income mutual fund in Bangladesh, managed by IDLC Asset Management. You buy and redeem units at its weekly net asset value (NAV), and it has no fixed maturity.

What is the historical return of IDLC Income Fund?
Over roughly 5.2 years to 29 Jun 2026, IDLC Income Fund returned about +7.45% per year, as a total return with dividends reinvested. The figure changes with the period you choose, and past performance does not guarantee future results.

What are the fees for IDLC Income Fund?
IDLC Income Fund charges a management fee of 0.70% per year (maximum). Its published NAV, and so every return shown, is already net of this fee.

Does IDLC Income Fund have an exit load?
Exit load 2% if held under 90 days, 1.5% for 90 to 180 days, 1% for 180 to 360 days, none after 1 year.

What is the minimum investment for IDLC Income Fund?
IDLC Income Fund has a one-time minimum of BDT 5,000 individual / BDT 50,000 institution and a monthly SIP from BDT 5,000/month.

Is IDLC Income Fund Shariah-compliant?
No. IDLC Income Fund is a conventional open-end fund, not Shariah-certified. ReturnKoto? has a one-tap filter to show only Shariah funds.

Compare IDLC Income Fund with other funds →
ExperimentalReturnKoto? ratingstill being calibrated

We are building a rules-based rating for each fund. It is experimental and still being calibrated, so treat it as one starting point for your own research rather than a verdict, and expect it to change as the method is refined. Every input is published on the ratings page so you can check it yourself.

3 of 54th of 5 income funds

A rules-based score over the same fixed 3-year window every fund is measured on: return against its benchmark, downside deviation, worst drop and consistency, on a scale set for income funds.

5-year rating: 3 of 5 over the same fixed 5-year window (1st of 2).

Return / year (3 yr)
+10.80%
Downside deviation
4.1%
Worst drop
-5%
Consistency
100%
Versus the market (DSEX)

Beta -0.20 · has moved largely independently of the DSEX market index (low correlation: it explains only about 16% of its month-to-month swings).

✓ Rules-based, measured from the fund’s own NAV history. How the rating will work.