VIPB Accelerated Income Unit Fund

Confirmed with VIPB Asset Management Company Limited (VIPB AMCL) through official channels and shared records. ReturnKoto? and the AMC share an understanding of the figures on this page.
Income✓ AMC-Verified+ dividends

VIPB Accelerated Income Unit Fund returned 7.82% a year over the last 3 years, with cash dividends reinvested, based on NAV history through 2 Sep 2026.

Open-end income mutual fund in Bangladesh, managed by VIPB Asset Management Company Limited (VIPB AMCL). Tracked since Jul 2016, with dividends reinvested by default or taken as cash.

৳12.79NAV per unit
৳32 crFund size
10.2 yrsSince Jul 2016
+7.54%Per year, since launch
Start 100Now 209

Total-return path since Jul 2016, dividends reinvested.

Index, not taka.

See the numbers behind this chart
Month-by-month total-return index for VIPB Accelerated Income Unit Fund, dividends reinvested
MonthTotal-return index
Jul 2016100.00
Aug 2016100.60
Sep 2016104.90
Oct 2016104.30
Nov 2016106.60
Dec 2016107.20
Jan 2017113.90
Feb 2017115.00
Mar 2017117.80
Apr 2017118.40
May 2017118.10
Jun 2017123.20
Jul 2017126.50
Aug 2017129.00
Sep 2017131.90
Oct 2017135.70
Nov 2017142.90
Dec 2017142.70
Jan 2018145.00
Feb 2018139.80
Mar 2018137.90
Apr 2018140.40
May 2018134.90
Jun 2018133.90
Jul 2018127.10
Aug 2018132.90
Sep 2018127.70
Oct 2018126.80
Nov 2018128.90
Dec 2018131.00
Jan 2019137.20
Feb 2019137.50
Mar 2019137.90
Apr 2019134.70
May 2019133.20
Jun 2019136.50
Jul 2019137.60
Aug 2019133.00
Sep 2019136.90
Oct 2019130.70
Nov 2019128.50
Dec 2019124.20
Jan 2020120.50
Feb 2020120.30
Mar 2020110.60
Apr 2020110.60
May 2020110.60
Jun 2020111.40
Jul 2020114.50
Aug 2020129.30
Sep 2020133.20
Oct 2020130.90
Nov 2020132.10
Dec 2020141.30
Jan 2021154.10
Feb 2021146.80
Mar 2021145.70
Apr 2021148.70
May 2021155.80
Jun 2021156.80
Jul 2021161.10
Aug 2021163.30
Sep 2021169.40
Oct 2021162.20
Nov 2021165.10
Dec 2021167.70
Jan 2022171.10
Feb 2022171.10
Mar 2022167.20
Apr 2022167.50
May 2022161.20
Jun 2022164.00
Jul 2022159.80
Aug 2022162.40
Sep 2022161.70
Oct 2022161.10
Nov 2022161.40
Dec 2022162.00
Jan 2023161.80
Feb 2023162.00
Mar 2023161.80
Apr 2023162.40
May 2023163.00
Jun 2023163.90
Jul 2023164.20
Aug 2023166.40
Sep 2023164.60
Oct 2023164.90
Nov 2023164.50
Dec 2023165.40
Jan 2024169.60
Feb 2024165.40
Mar 2024156.60
Apr 2024152.00
May 2024144.30
Jun 2024154.80
Jul 2024156.00
Aug 2024175.50
Sep 2024175.10
Oct 2024169.00
Nov 2024168.00
Dec 2024169.60
Jan 2025171.80
Feb 2025177.70
Mar 2025172.20
Apr 2025169.70
May 2025169.10
Jun 2025173.60
Jul 2025198.10
Aug 2025199.20
Sep 2025198.40
Oct 2025193.60
Nov 2025192.90
Dec 2025189.50
Jan 2026202.00
Feb 2026215.50
Mar 2026195.90
Apr 2026202.50
May 2026205.60
Jun 2026208.80
Jul 2026208.50
Aug 2026208.00
Sep 2026208.80

Latest NAV date: 3 Sep 2026.Source: VIPB Asset Management Company Limited (VIPB AMCL)'s website.Figures as of 2 Sep 2026.

Two sides of the coin

Same fund. Two honest answers.

Both are right; they answer different questions. On the left, every dividend is taken as cash the way many investors actually use them, which is VIPB’s since-inception money-weighted return (XIRR). On the right, every dividend is reinvested to buy more units, the total return of the fund itself.

VIPB method+8.03%This is the official since-inception XIRR that VIPB Asset Management Company Limited (VIPB AMCL) uses to share this fund’s performance: one unit at face value, each cash dividend taken out (not reinvested), and today’s NAV as the final payoff./yr · dividends taken as cash · since launch · to 3 Sep 2026
ReturnKoto? METHOD+7.54%/yr · dividends reinvested · since launch · dated pay dates

A ৳1,00,000 investment held over since launch would be worth about ৳2,08,760 with dividends reinvested, or ৳1,89,000 taking every dividend as cash. Reinvesting compounds, so it ends higher; the gap (about ৳19,760) is the cost of not reinvesting.

Why can both numbers be right? Seeing two different percentages for the same fund is normal, not a mistake. VIPB’s figure assumes each payout stayed in your hand (a cash-out, money-weighted XIRR). ReturnKoto? METHOD assumes every dividend went back into the fund (a reinvested, time-weighted total return). Both figures include the fund’s stock dividends and unit conversions, so nothing is left out; the difference is only whether dividends are reinvested or taken as cash, plus payout timing, how long you measure and the end date, any of which can tip either side higher. The Taken as cash toggle elsewhere on ReturnKoto? is our own time-weighted cash path for whatever period you pick; it is not the same rate as VIPB’s since-inception money-weighted XIRR on the left, even though both treat dividends as cash. VIPB has reviewed the fund data on this page, and neither figure is an error.

Read the full explanation · Methodology

Historical returns

Total return reinvests every dividend. “Per year” is the annualized compound rate. The last column is the return on a fixed amount invested every month (SIP).

Return period Total return Per year Monthly SIP /yr
6 months+1.27%+2.53%+6.93%
Year to date+9.20%+14.03%+7.42%
1 year+4.85%+4.77%+7.58%
2 years+18.96%+9.01%+10.97%
3 years+25.43%+7.82%+10.93%
5 years+27.49%+4.97%+7.89%
Max (10.2 yrs)+108.76%+7.54%+6.74%

Bars in each column are relative to the largest figure in that column, not a 0 to 100% scale.

Figures as of 3 Sep 2026 Dividends reinvested at the fund manager’s published payment dates (not the October convention). The since-launch figure starts from the ৳10 face value paid at the fund’s inception, matching the asset manager’s own convention.

Rolling returns & path risk

A single look-back can flatter or punish a start date. These figures walk the whole history.

Rolling window Latest Median Best Worst Windows
1 year+5.24%+3.47%+40.87%-19.80%111
3 years+8.25%+6.32%+13.80%-3.30%87

Each window is annualized total return (dividends reinvested). Latest is the most recent closed window; median / best / worst summarize every overlapping window of that length. Tap ? on a column header for a short tip.

Path risk over the same fixed 3-year window as the rating:

7.9%Downside deviation
-15%Worst drop
96%Positive 12-mo windows
15.4%Volatility (ann.)

Downside deviation only counts losing months. Worst drop is the deepest peak-to-trough fall inside the window. These are measured facts from the NAV series; the star composite that uses them stays experimental.

Calculate your return

Just this fund. Set an amount, pick one-time or monthly, and choose a period.

৳
Dividends
See the numbers behind this chart
Month-by-month value of a ৳1,000 lump sum in VIPB Accelerated Income Unit Fund, dividends reinvested
MonthValue of ৳1,000
Jul 2016৳1,000
Aug 2016৳1,006
Sep 2016৳1,049
Oct 2016৳1,043
Nov 2016৳1,066
Dec 2016৳1,072
Jan 2017৳1,139
Feb 2017৳1,150
Mar 2017৳1,178
Apr 2017৳1,184
May 2017৳1,181
Jun 2017৳1,232
Jul 2017৳1,265
Aug 2017৳1,290
Sep 2017৳1,319
Oct 2017৳1,357
Nov 2017৳1,429
Dec 2017৳1,427
Jan 2018৳1,450
Feb 2018৳1,398
Mar 2018৳1,379
Apr 2018৳1,404
May 2018৳1,349
Jun 2018৳1,339
Jul 2018৳1,271
Aug 2018৳1,329
Sep 2018৳1,277
Oct 2018৳1,268
Nov 2018৳1,289
Dec 2018৳1,310
Jan 2019৳1,372
Feb 2019৳1,375
Mar 2019৳1,379
Apr 2019৳1,347
May 2019৳1,332
Jun 2019৳1,365
Jul 2019৳1,376
Aug 2019৳1,330
Sep 2019৳1,369
Oct 2019৳1,307
Nov 2019৳1,285
Dec 2019৳1,242
Jan 2020৳1,205
Feb 2020৳1,203
Mar 2020৳1,106
Apr 2020৳1,106
May 2020৳1,106
Jun 2020৳1,114
Jul 2020৳1,145
Aug 2020৳1,293
Sep 2020৳1,332
Oct 2020৳1,309
Nov 2020৳1,321
Dec 2020৳1,413
Jan 2021৳1,541
Feb 2021৳1,468
Mar 2021৳1,457
Apr 2021৳1,487
May 2021৳1,558
Jun 2021৳1,568
Jul 2021৳1,611
Aug 2021৳1,633
Sep 2021৳1,694
Oct 2021৳1,622
Nov 2021৳1,651
Dec 2021৳1,677
Jan 2022৳1,711
Feb 2022৳1,711
Mar 2022৳1,672
Apr 2022৳1,675
May 2022৳1,612
Jun 2022৳1,640
Jul 2022৳1,598
Aug 2022৳1,624
Sep 2022৳1,617
Oct 2022৳1,611
Nov 2022৳1,614
Dec 2022৳1,620
Jan 2023৳1,618
Feb 2023৳1,620
Mar 2023৳1,618
Apr 2023৳1,624
May 2023৳1,630
Jun 2023৳1,639
Jul 2023৳1,642
Aug 2023৳1,664
Sep 2023৳1,646
Oct 2023৳1,649
Nov 2023৳1,645
Dec 2023৳1,654
Jan 2024৳1,696
Feb 2024৳1,654
Mar 2024৳1,566
Apr 2024৳1,520
May 2024৳1,443
Jun 2024৳1,548
Jul 2024৳1,560
Aug 2024৳1,755
Sep 2024৳1,751
Oct 2024৳1,690
Nov 2024৳1,680
Dec 2024৳1,696
Jan 2025৳1,718
Feb 2025৳1,777
Mar 2025৳1,722
Apr 2025৳1,697
May 2025৳1,691
Jun 2025৳1,736
Jul 2025৳1,981
Aug 2025৳1,992
Sep 2025৳1,984
Oct 2025৳1,936
Nov 2025৳1,929
Dec 2025৳1,895
Jan 2026৳2,020
Feb 2026৳2,155
Mar 2026৳1,959
Apr 2026৳2,025
May 2026৳2,056
Jun 2026৳2,088
Jul 2026৳2,085
Aug 2026৳2,080
Sep 2026৳2,088
৳1,000 · Jul 2016৳2,088 · 3 Sep 2026

Total-return NAV rebased to your amount. Dividends are reinvested by default; switch to taken as cash above.

Fund details

Management fee2.50% down to 1.00% per year (tiered by fund size)
Fee vs peersStated headline among 7 Income funds ReturnKoto? tracks: 0.70% to 2.50%. This fund’s stated headline is 2.50%. 3 peers state a lower headline. This is the management fee line from each prospectus, not a full expense ratio (TER).
Early-exit feeBuy/sell spread up to 3% of face value
Minimum investmentBDT 20,000 individual / BDT 50,000 institution
LiquidityOpen-end, redeemable weekly at NAV
Asset managerVIPB Asset Management Company Limited (VIPB AMCL)
SponsorVIPB Asset Management Company Limited (VIPB AMCL)
TrusteeInvestment Corporation of Bangladesh (ICB)
CustodianInvestment Corporation of Bangladesh (ICB)
Face valueBDT 10 per unit

What VIPB Accelerated Income Unit Fund holds

As of 30 Jun 2026

From the fund’s quarterly portfolio disclosure. Percentages by market value.

Asset mix
Common stock 66.95%Corporate subordinated bonds 15.53%Government treasury bonds 9.94%Preference shares 6.20%Cash & equivalents 1.38%
Top holdings
BRAC Bank18.18%
avg cost ৳29.70 · stmt mkt ৳65.50
Marico Bangladesh11.46%
avg cost ৳2,036.64 · stmt mkt ৳2,770.96
Prime Bank9.39%
avg cost ৳26.94 · stmt mkt ৳30.00
Square Pharmaceuticals8.96%
avg cost ৳210.86 · stmt mkt ৳224.01
Berger Paints Bangladesh8.13%
avg cost ৳1,302.94 · stmt mkt ৳1,427.62
BRAC Bank 2nd subordinated bond7.92%
Eastern Bank7.00%
avg cost ৳25.44 · stmt mkt ৳24.90
Renata preference shares6.20%
avg cost ৳1,900.09 · stmt mkt ৳1,900.09
City Bank subordinated bonds5.07%
Government treasury securities (BD0939371151)2.86%
Renata2.31%
avg cost ৳425.98 · stmt mkt ৳455.97
Government treasury securities (BD0945081208)2.30%
Government treasury securities (BD0943281206)2.25%
Trust Bank subordinated bonds1.90%
Jamuna Bank1.52%
avg cost ৳21.00 · stmt mkt ৳24.00
Government treasury securities (BD0937901157)1.40%
Government treasury securities (BD0942241201)1.13%
Jamuna Bank subordinated bonds0.63%

Each bar is sized against the largest name in this list, so you can compare them to each other. The percentage is still that name’s share of the whole fund.

Its 5 largest holdings are 56.12% of the fund.

What changed in the latest statement

31 Mar 2026 → 30 Jun 2026before now

+ City Bank subordinated bonds · new, 5.07%+ Government treasury securities (BD0939371151) · new, 2.86%+ Renata · new, 2.31%+ Government treasury securities (BD0945081208) · new, 2.30%+ Government treasury securities (BD0943281206) · new, 2.25%+ Trust Bank subordinated bonds · new, 1.90%+ Jamuna Bank · new, 1.52%+ Government treasury securities (BD0937901157) · new, 1.40%+ Government treasury securities (BD0942241201) · new, 1.13%+ Jamuna Bank subordinated bonds · new, 0.63%− Grameenphone · no longer held− 15Y government treasury bond · no longer held
Square Pharmaceuticals12.35% → 8.96%
Marico Bangladesh13.31% → 11.46%
BRAC Bank16.41% → 18.18%

Asset mix: Common stock 77.90% → 66.95%; Corporate subordinated bonds 7.40% → 15.53%; Government treasury bonds 7.63% → 9.94%.

Its 5 largest holdings went from 59.96% to 56.12% of the fund.

Position sizes shift with both trading and market prices; both snapshots come from the fund manager’s own statements.

✓ Verified from VIPB quarterly portfolio statement (30 Jun 2026). Holdings are disclosed quarterly, so they can lag the latest daily NAV.

Side by side with another fund

Questions about VIPB Accelerated Income Unit Fund

What kind of fund is VIPB Accelerated Income Unit Fund?
VIPB Accelerated Income Unit Fund is an open-end income mutual fund in Bangladesh, managed by VIPB Asset Management Company Limited (VIPB AMCL). You buy and redeem units at its published net asset value (NAV), and it has no fixed maturity.

What is the historical return of VIPB Accelerated Income Unit Fund?
Over roughly 10.2 years to 3 Sep 2026, VIPB Accelerated Income Unit Fund returned about +7.54% per year, as a total return with dividends reinvested. The figure changes with the period you choose, and past performance does not guarantee future results.

What are the fees for VIPB Accelerated Income Unit Fund?
VIPB Accelerated Income Unit Fund charges a management fee of 2.50% down to 1.00% per year (tiered by fund size). Its published NAV, and so every return shown, is already net of this fee.

Does VIPB Accelerated Income Unit Fund have an exit load?
Buy/sell spread up to 3% of face value.

What is the minimum investment for VIPB Accelerated Income Unit Fund?
VIPB Accelerated Income Unit Fund has a one-time minimum of BDT 20,000 individual / BDT 50,000 institution and a monthly SIP from BDT 2,000/month.

Is VIPB Accelerated Income Unit Fund Shariah-compliant?
No. VIPB Accelerated Income Unit Fund is a conventional open-end fund, not Shariah-certified. ReturnKoto? has a one-tap filter to show only Shariah funds.

Compare VIPB Accelerated Income Unit Fund with other funds →
ExperimentalReturnKoto? ratingstill being calibrated

Rules-based rating for each fund. Experimental; treat as one input for your own research. Every sub-score is on the ratings page.

1 of 55th of 6 income funds

A rules-based score over the same fixed 3-year window every fund is measured on: return against its benchmark, downside deviation, worst drop and consistency, on a scale set for income funds.

5-year rating: 1 of 5 over the same fixed 5-year window (2nd of 2).

Return / year (3 yr)
+8.30%
Downside deviation
7.9%
Worst drop
-15%
Consistency
96%
Versus the market (DSEX)

Beta 0.68 · historically moved about 0.68% for each 1% move in the DSEX market index. DSEX explains roughly 67% of its month-to-month swings.

✓ Rules-based, measured from the fund’s own NAV history. How the rating will work.